Banking Supervision Highlights

Posted September 16, 2014

Federal Reserve supervision of community banks continues to evolve, as we undertake new initiatives in response to changing and emerging risks. The latest Supervisory Spotlight highlights changes to the Fed’s community bank supervision program, risks of bank-owned life insurance, the accounting implications of improving asset quality, and cybersecurity.

Posted September 15, 2014

This Asia Focus discusses Asia’s experience with priority sector lending, reviews the current state-level priority sector lending policies in several Asian economies, assesses the implications for the respective domestic banking systems, and examines potential alternative mechanisms to encourage lending to priority sectors.

Posted September 11, 2014

On October 1, the Federal Reserve is hosting a webcast by the Consumer Financial Protection Bureau, Frequently Asked Questions on the TILA-RESPA Integrated Disclosures Rule. The event will address specific questions related to interpretation and implementation challenges and focus on questions about how to complete the loan estimate and closing document.

Posted September 11, 2014

The 2Q14 issue of First Glance 12L shows that conditions in the District continued to improve. Though trends are positive, a return to “normalcy” by pre-crisis standards has not yet materialized.

Posted July 3, 2014

This issue of Consumer Compliance Outlook discusses our risk-focused supervision program for community banks, including responses to questions received and consumer compliance considerations for usage of social media. Recent consumer compliance-related regulatory updates are also featured.