The Federal Reserve Bank of San Francisco’s Division of Banking Supervision & Regulation (BS&R) prepares periodic reports on banking trends and risks. While produced primarily for financial institutions and internal audiences, many of these reports also are made available to the public so others may gain some insight into issues and concerns of bank supervisors.
This issue of the Spotlight focuses on the importance of risk management in the context of earnings challenges banks face as the economic and banking recovery continues. We highlight vendor management, deposit advance products, and other new products and services that banks are looking to to help boost earnings.
This Profile looks at both crisis and recovery periods from a long-term perspective. One chart shows how over time, real estate credits became the predominant loan type, reaching 77% of District bank loans on average.
This Asia Focus provides an overview of shadow banking activities in China, their close ties with banks, reasons behind their rapid rise, the range of participants and products, and regulatory issues.
Recent data indicate that economic activity has continued to expand at a moderate pace in recent months. Amid slow job growth, sluggish business investment, and subdued inflation, the FOMC moved to provide additional monetary stimulus at its September meeting.
The First Glance 12L provides a first look at the financial performance of the 12th Federal Reserve District banks each quarter. The 1Q13 report, subtitled “Banking Recovery Continues Despite Margin Pressures”, examines trends and conditions related to banks headquartered in the 12th Federal Reserve District (nine western states).
The 12th District RE Conditions report provides a high level overview of real estate market conditions in the 12th District based on results from FRBSF’s CRE and RRE Vitality models.
Federal Reserve System Publications
Community Banking Connections
A Federal Reserve System website and publication providing additional insight on recent supervisory and regulatory developments related to community banking.
Consumer Compliance Outlook
A Federal Reserve System publication dedicated to providing information and analysis of current consumer compliance issues.
The Federal Reserve System: Purposes and Functions
A Federal Reserve System publication that provides additional information on the Federal Reserve's history, responsibilities, and activities.
Community Investments Magazine
This periodic publication focuses on current community development issues.
District Circular Letters
The Federal Reserve Bank of San Francisco uses circular letters to communicate new policies and announcements to institutions in the Twelfth Federal Reserve District.
Educational Resources and Publications
A list of resources and publications for teachers and students.