Federal Reserve Bank of San Francisco

Banking Supervision & Regulation Publications

The Federal Reserve Bank of San Francisco’s Division of Banking Supervision & Regulation (BS&R) prepares periodic reports on banking trends and risks. While produced primarily for financial institutions and internal audiences, many of these reports also are made available to the public so others may gain some insight into issues and concerns of bank supervisors.

Supervisory Spotlight

This publication offers observations by the Division Director of Banking Supervision & Regulation on current banking and regulatory issues facing 12th District institutions.

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December 2014: Growth and a Refocus on Operational Risks

This Supervisory Spotlight highlights concerns with third-party vendor management and cybersecurity as banks refocus on operational risks in an improving economic and banking environment. It also reminds regulators and bankers of the lessons learned as the nation recovers from the financial crisis.

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Asia Focus

This newsletter provides context and insight into current economic and financial sector developments in the Asia-Pacific region.

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Non-Banks and Retail Payments: Innovations in China and the United States

This Asia Focus examines the role that non-banks play in retail payment systems, compares the structure of the retail payments industry in United States and China, and discusses potential risks to the financial system.

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Banks at a Glance – Bank Profiles by State

These quarterly reports highlight key indicators of banking conditions within each of the nine states comprising the 12th Federal Reserve District.

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First Glance 12L

Quarterly reports highlighting key indicators of 12th District banking conditions.

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First Glance 12L: Fourth Quarter 2014

The 4Q14 issue shows that bank earnings improved incrementally, but mainly because stronger credit quality fueled lower overhead and provision expense burdens; low interest rates continued to pressure margins.

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Real Estate Lending Risks Monitor

This periodic report examines western real estate market conditions, bank lending concentrations, and loan quality indicators.

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RE Lending Risks Monitor: April 2014 Edition

This RE Lending Risks Monitor discusses key trends in commercial real estate markets and related lending issues, geared towards lenders within the 12th Federal Reserve District (nine western states).

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Federal Reserve System Publications

Community Banking Connections offsite icon
A Federal Reserve System website and publication providing additional insight on recent supervisory and regulatory developments related to community banking.

Consumer Compliance Outlook offsite icon
A Federal Reserve System publication dedicated to providing information and analysis of current consumer compliance issues.

The Federal Reserve System: Purposes and Functions offsite icon
A Federal Reserve System publication that provides additional information on the Federal Reserve's history, responsibilities, and activities.

FRBSF Publications

Community Investments Magazine
This periodic publication focuses on current community development issues.
 
District Circular Letters
The Federal Reserve Bank of San Francisco uses circular letters to communicate new policies and announcements to institutions in the Twelfth Federal Reserve District.

Educational Resources and Publications
A list of resources and publications for teachers and students.

ETC: Economic Trends and Conditions
A periodic overview of national and regional economic issues of relevance to financial institutions. This publication was discontinued as of September 2012, but see archived issues here. Visit the Reserve Bank's Economic Research Publications page for current economic data, analysis, and commentary.