Federal Reserve Bank of San Francisco

Agencies Release Annual CRA Asset-size Threshold Adjustments for Small and Intermediate Small Institutions

Author(s): Federal Reserve Bank of San Francisco

December 21, 2012

On December 19, 2012, the federal banking regulatory agencies announced the annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under the Community Reinvestment Act (CRA) regulations. The annual adjustments are required by the CRA rules. Financial institutions are evaluated under different CRA examination procedures based upon their asset-size classification. Those meeting the small and intermediate small asset-size threshold are not subject to the reporting requirements applicable to large banks.

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