First Glance 12L

First Glance 12L

Quarterly reports highlighting key indicators of 12th District banking conditions.

2014

First Glance 12L: First Quarter 2014

Posted May 23, 2014

The 1Q14 issue of First Glance 12L shows that many economic and banking metrics within the 12th District continue to get closer to “normal” levels (i.e., long-term non-recession average), but earnings challenges remain.

First Glance 12L: Fourth Quarter 2013

Posted February 28, 2014

The 4Q13 issue of First Glance 12L shows that many economic and banking metrics within the 12th District are getting close to “normal” levels (i.e., long-term non-recession average), but earnings and other challenges remain.

2013

First Glance 12L: Third Quarter 2013

Posted November 27, 2013

The 3Q13 issue of First Glance 12L details the slow financial recovery being made by District banks. Loan growth has been a bright spot, up to 7% year-over-year on average, and problem loans further declined. However, narrow net interest margins constrained profitability gains.

First Glance 12L: Second Quarter 2013

Posted August 23, 2013

The 2Q13 issue of First Glance 12L suggests that the post-2008 liquidity buildup and deleveraging at District banks are now over. Loan growth is accelerating and problem loans are being worked down. Narrow margins continue to constrain profitability.

First Glance 12L: First Quarter 2013

Posted May 22, 2013

The First Glance 12L provides a first look at the financial performance of the 12th Federal Reserve District banks each quarter. The 1Q13 report, subtitled “Banking Recovery Continues Despite Margin Pressures”, examines trends and conditions related to banks headquartered in the 12th Federal Reserve District (nine western states).

First Glance 12L: Fourth Quarter 2012

Posted February 21, 2013

The First Glance 12L provides a first look at the financial performance of the 12th Federal Reserve District banks each quarter. The 4Q12 report, “Solid Improvement, But Further To Go,” examines industry and 12th District trends over extended time periods with a focus on improvements since the financial crisis.

2012

First Glance 12L: Third Quarter 2012

Posted November 21, 2012

The report, subtitled “The Banking Recovery Moved Forward”, tracks the recovery of 12th District banks from recession.

First Glance 12L: Second Quarter 2012

Posted August 20, 2012

The First Glance 12L provides a first look at the financial performance of banks in the West each quarter. The report, subtitled “Banks Recovering – But Still Have a Long Way to Go”, provides updated details on the recovery of District banks from the impact of the Great Recession.

First Glance 12L: First Quarter 2012

Posted May 21, 2012

The First Glance 12L provides a first look at the financial performance of banks in the West each quarter. The 1Q12 report, subtitled “Banks Making Steady Progress Towards Full Recovery”, describes how banks of all sizes continued to reduce their average noncurrent loan rates with small banks lagging to some extent the improvement of larger banks.

First Glance 12L: Fourth Quarter 2011

Posted February 21, 2012

The First Glance 12L provides a first look at the financial performance of 12th Federal Reserve District banks each quarter. The latest report is subtitled “Better Than Expected Performance; Will Positive Momentum Continue?”

2011

First Glance 12L: Third Quarter 2011

Posted November 17, 2011

The First Glance 12L provides a first look at the financial performance of 12th District banks each quarter. The latest report, subtitled “Positive Momentum Amid Challenging Banking Conditions” details various metrics that point to incrementally improving conditions among District banks.

First Glance 12L: Second Quarter 2011

Posted August 23, 2011

The First Glance 12L provides a first look at the financial performance of banks in the West each quarter. The latest report, “Nascent Recovery Inches Forward” details various improving metrics in profitability, asset quality, liquidity, and capital adequacy through the second quarter of 2011.

First Glance 12L: First Quarter 2011

Posted May 19, 2011

The First Glance 12L provides a first look at the financial performance of banks in the West each quarter. The latest report, subtitled “Is This Recovery for Real?” details various metrics that point to improved profitability, asset quality, liquidity, and capital adequacy through the first quarter of 2011.

First Glance 12L: Fourth Quarter 2010

Posted February 16, 2011

The First Glance 12L provides a first look at the financial performance of banks in the West each quarter. The latest issue finds some encouraging signs in an otherwise difficult banking environment. Fourth quarter 2010 earnings were better than anticipated and loan quality indicators were modestly improved.