This publication offers observations by the Division Director of Banking Supervision & Regulation on current banking and regulatory issues facing 12th District institutions.
In this new format, we highlight a few of the topics that continue to keep some supervisors up at night, and provide links to more detailed information on these concerns.
We’re happy to see strong loan growth among 12th District banks, but in this issue of the Supervisory Spotlight we note the need to monitor that growth and ensure lending standards remain prudent.
After a look at banking conditions and the declining liquidity metrics in the 12th District, this issue of the Spotlight examines two issues of particular concern to bankers and regulators: interest rate risk and the impact of new capital rules recently announced by regulators.
This issue of the Spotlight focuses on the importance of risk management in the context of earnings challenges banks face as the economic and banking recovery continues. We highlight vendor management, deposit advance products, and other new products and services that banks are looking to to help boost earnings.
This issue of Supervisory Spotlight continues our analysis of the ongoing recovery in banking conditions in the Western United States. We remind readers of the importance of staying updated on the continuing regulatory changes in mortgage rules, the SAFE Act, and the use of credit rating agencies.
This issue monitors the ongoing improvement in banking conditions in the 12th District, and reviews guidance on CRE concentrations, TDRs, and technology service providers.
This issue highlights a few of the new rules and proposals being issued by federal regulatory agencies, and raises ongoing risks for community banks associated with mobile devices and vendor management.
Our quarterly newsletter highlights conditions in District banks and supervisors’ views of some of the important issues facing institutions. This issue looks at Q1 2012, important new regulatory guidance issued in 2012, and two recent communication initiatives–Ask the Fed and the Community Depository Institutions Advisory Council.
This Special Issue examines the May 14 interagency statement on stress testing by community banks.
Our quarterly newsletter highlights conditions in District banks and supervisors views of some of the important issues facing institutions. This issue looks at Q4 2011, and important new regulatory guidance issued late last year and early 2012.
Our quarterly newsletter highlights conditions in District banks and supervisors’ views of some of the important issues facing institutions. This issue looks at banks’ responsibilities to combat cybercrime.
Our quarterly newsletter highlighting conditions in District banks, and supervisors’ views of some of the important issues facing institutions in the coming months. This Q2 issue looks specifically at the role of risk management at all levels of an institution’s activities. Also provides a list of resources that can be helpful to bankers navigating today’s environment.
Introducing the Supervisory Spotlight and Teresa Curran, the new Director of Banking Supervision & Regulation at the San Francisco Fed. This issue provides a look at banking conditions at the end of the first quarter, and review of some of the supervisory and regulatory concerns examiners find noteworthy.