Federal Reserve Bank of San Francisco

June 2013: Banking Conditions Continue to Recover but Earnings Challenges are Real

Author(s):

June 2013

Supervisory Spotlight

This issue of Supervisory Spotlight focuses on the importance of risk management in the context of earnings challenges banks face as the economic and banking recovery continues. We highlight vendor management, deposit advance products, and other new products and services that banks are looking to to help boost earnings. Additionally, we link to recent guidance from the CFPB, and FSOC’s annual report on financial system risk.

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