Applications and Membership

The primary function of the Applications Unit is to act upon and make recommendations on applications and notifications filed by state member banks, bank and financial holding companies, savings and loan holding companies, and international organizations subject to Federal Reserve Bank of San Francisco supervision.

Board of Governors Applications Data

The Board of Governors of the Federal Reserve System publishes regular updates on applications activity in the Federal Reserve System.

Board of Governors Applications Resources

The Board of Governors of the Federal Reserve System provides resources to assist institutions filing applications with the Federal Reserve System.

  • Applications Forms 
  • E-APPS 
    E-Apps is a web-based application that allows banking organizations supervised by the Federal Reserve System to submit applications online, either directly or through their authorized representatives.
  • Banking Market Information 
    Banking market definitions are used in connection with applications to evaluate effects on competition in local banking markets. 
  • Competitive Effects FAQs 
    Information about how the Federal Reserve and the U.S. Department of Justice Antitrust Division conduct their statutory responsibilities to evaluate the competitive effects of mergers, acquisitions, and other transactions when determining whether to approve these applications.

Federal Reserve Bank of San Francisco Applications Resources

The Reserve Bank provides resources to assist Twelfth District institutions filing applications with the Federal Reserve Bank of San Francisco.

Federal Reserve Bank of San Francisco Applications Contacts

Elisa Johnson
Applications Manager 
(415) 974-3005 or
(800) 227-4133, ext. 9743005

Gerald C. Tsai
Director, Applications & Enforcement
(415) 974-3415 or
(800) 227-4133, ext. 9743415

Contact for scheduling meetings, obtaining forms, and general information
Muriel Maxwell
Project Analyst
(415) 974-3010

Mailing address for applications, notifications, and other general correspondence
Elisa Johnson
Applications Manager
Banking Supervision and Regulation
Federal Reserve Bank of San Francisco
101 Market Street I Mail Stop 615
San Francisco, California 94105