Bank Holding Company Applications

A bank holding company (BHC), including a financial holding company (FHC), must file applications for prior Federal Reserve approval under certain circumstances, such as merging with another BHC or savings and loan holding company, acquiring a bank or savings & loan as a subsidiary, engaging in certain nonbanking activities, or redeeming stock.

Bank Holding Company Applications Information 
Forms, instructions, processing timeframes, and publications requirements for various BHC applications.  

Change in Control Information 
A change in BHC ownership may also require a filing.  Individuals or groups acting in concert that wish to acquire ownership of a BHC should contact this Reserve Bank in advance to determine whether a filing would be required. 

Newspaper Publication Requirements 
Sample language and instructions for newspaper publications for various BHC applications.

Common Questions and Answers on Regulation Y
Common questions and answers related to applications provisions in Regulation Y, Bank Holding Companies and Change in Bank Control.

Federal Reserve Bank of San Francisco Applications Contacts

Elisa Johnson
Applications Manager 
(415) 974-3005 or
(800) 227-4133, ext. 9743005

Gerald C. Tsai
Director, Applications & Enforcement
(415) 974-3415 or
(800) 227-4133, ext. 9743415

Contact for scheduling meetings, obtaining forms, and general information
Muriel Maxwell
Project Analyst
(415) 974-3010

Mailing address for applications, notifications, and other general correspondence
Elisa Johnson
Applications Manager
Banking Supervision and Regulation
Federal Reserve Bank of San Francisco
101 Market Street I Mail Stop 615
San Francisco, California 94105