| Notice
of Formations & Mergers of, & Acquisitions by, BHCs; Change in Bank Control
Week ending 02/12/2000
None.
| Type |
Application |
Ending date of comment period |
| 3(a)(3) |
AMB Financial Services, Bainbridge Island, Washington, to acquire
Silverdale State Bank, Silverdale, Washington. * |
Newspaper - 03/17/2000
Fed Reg - N/Avail
|
None.
| Type |
Application |
Ending date of comment period |
| 3(a)(5)(C) |
First Northern Community Bancorp to become a bank holding company
by acquiring First Northern Bank of Dixon, both of Dixon, California. |
|
The Community Reinvestment Act is intended to encourage depository institutions
to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the
Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB
(12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping
meet the credit needs of its entire community be evaluated periodically.
That record is taken into account in considering an institution's application
for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from
the institution or Reserve Bank.
The federal bank regulators use the following four performance levels
to rate an institution's performance under CRA:
| O |
= |
Outstanding |
| S |
= |
Satisfactory |
| NI |
= |
Needs to improve |
| SN |
= |
Substantial noncompliance |
The following state member banks have been examined and their CRA public
evaluations are now available:
RSSD
number |
Institution/Location |
Examination
date |
CRA
public date |
CRA
rating |
Exam type
Lrg Bk Sm Bk |
| 91866 |
Vintage Bank
1500 Soscol Avenue
Napa, CA 94559-1910
(707) 257-8585 |
10/12/1999 |
02/07/2000 |
S |
X |
The above listing has been prepared as a courtesy by the Federal Reserve
Bank of San Francisco, and is not intended to replace formal notices required
by statute or regulation; the Reserve Bank assumes no responsibility for
errors or omissions.
| Institution |
Location |
| Barnes Banking Company |
Kaysville, UT |
| CivicBank of Commerce |
Oakland, CA |
| Farmers & Merchants Bank |
Long Beach, CA |
| Foothill Independent Bank |
Glendora, CA |
| Pacific Liberty Bank |
Hungtington Beach, CA |
| United Security Bank |
Fresno, CA |
| Westamerica Bank |
Fairfield, CA |
The inclusion on the list of institutions that are scheduled to undergo
CRA examinations in the next calendar quarter is not determinative of
whether the institution will be examined in that quarter. Reserve Banks
may need to defer a planned examination or conduct an unforeseen examination
because of scheduling difficulties or other circumstances.
*Subject to CRA.
|
