| Notice
of Formations & Mergers of, & Acquisitions by, BHCs; Change in Bank Control
Week ending 12/30/2000
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Type
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Application
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Ending date of
comment period
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Branch
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The Vintage Bank, Napa, California, to establish
a branch office at 1065 Main Street, St. Helena, California.*
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Newspaper – 11/24/2000
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Branch
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Farmers & Merchants Bank, Spokane, Washington,
to establish a branch office at 3919 N. Market Street, Spokane,
Washington.*
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Newspaper – 12/23/2000
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* Subject to the provisions of the Community Reinvestment
Act
Newspaper - Newspaper Comment Period Ending Date
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Type
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Application
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Ending date of
comment period
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3(a)(1)
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Liberty Bancorp, South San Francisco, California,
to become a bank holding company by acquiring 100 percent of the
outstanding voting shares of Liberty Bank, South San Francisco,
California.*
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Newspaper – N/Avail
Fed Reg – 01/19/2001
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3(a)(1)
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Franklin Resources, Inc., San Mateo, California,
to acquire Fiduciary Trust Company International, New York, New
York.
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Newspaper – N/Avail
Fed Reg – N/Avail
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3(a)(5)
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The Charles Schwab Corporation, San Francisco, California
and U.S. Trust Corporation, New York, New York, for U.S. Trust Corporation
to merge with Resource Companies, Inc. of Minneapolis, Minnesota.*
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Newspaper – 01/25/2001
Fed Reg - 01/29/2001
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* Subject to the provisions of the Community Reinvestment
Act
Fed Reg - Federal Register Comment Period Ending Date
Newspaper - Newspaper Comment Period Ending Date
N/Avail - Not Available (Not yet available; Not available at this
time)
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Type
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Application
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Ending date of
comment period
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4(c)(8)
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Franklin Resources, Inc., San Mateo, California,
to retain Franklin Templeton Bank & Trust, F.S.B., Salt Lake
City, Utah.
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Fed Reg – N/Avail
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Fed Reg - Federal Register Comment Period Ending
Date
N/Avail - Not Available (Not yet available; Not available at this
time)
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The Community Reinvestment Act is intended to encourage depository institutions
to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the
Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB
(12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping
meet the credit needs of its entire community be evaluated periodically.
That record is taken into account in considering an institution's application
for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from
the institution or Reserve Bank.
The federal bank regulators use the following four performance levels
to rate an institution's performance under CRA:
| O |
= |
Outstanding |
| S |
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Satisfactory |
| NI |
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Needs to improve |
| SN |
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Substantial noncompliance |
The following state member banks have been examined and their CRA public
evaluations are now available:
None.
Section VI - CRA Examinations Scheduled 1st Quarter
of 2001
None.
*Subject to CRA.
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