Notice
of Formations & Mergers of, & Acquisitions by, BHCs; Change in Bank
Control
Week ending 11/20/2004
| Type |
Application |
Ending date of
comment period |
| Branch |
Valley Independent Bank, El Centro,
California, to establish a branch facility at 1100 Melody Lane, Roseville,
California. * |
Newspaper - 11/15/2004 |
| 18C Branch |
Westamerica Bank, San Rafael,
California, to merge with National Bank of the Redwoods, Santa Rosa,
California, and thereby aquire six additional branch offices of National
Bank of the Redwoods.* |
Newspaper - 12/03/2004 |
| Branch |
Bank of Sacramento, Sacramento,
California, to establish a branch facility at 2882 Prospect Park
Drive, Suite 240, Rancho Cordova, California. * |
Newspaper - 12/06/2004 |
* Subject to the provisions
of the Community Reinvestment Act
Newspaper - Newspaper Comment Period Ending Date
|
| Type |
Application
|
Ending date
of
comment period |
| none |
|
|
|
|
| Type |
Application |
Ending date of
comment period |
| 4(c)(8) |
Mitsubishi
Tokyo Financial Group, Inc., and The Bank of Tokyo-Mitsubishi, Ltd., both
of Tokyo, Japan, to acquire 100 percent of UFJ Futures, LLC, Chicago, Illinois,
and Central Leasing (USA), Inc., Florence, Kentucky, and Mitsubishi Tokyo
Financial Group, Inc., and The Mitsubishi Trust and Banking Corporation,
both of Tokyo, Japan, to acquire 100 percent of UFJ Trust Company of New
York, New York, New York. |
Fed Reg - 12/13/2004 |
| Fed Reg - Federal Register
Comment Period Ending Date |
| Type |
Application |
|
| 3(a)(5)(C) |
Horizon
Bancorp to become a bank holding company by acquiring 100 percent
ot Horizon Community Bank, both of Lake Havasu City, Arizona. |
|
| |
The Community Reinvestment Act is intended to
encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income
neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901)
and is implemented by Regulation BB (12 CFR 228). The regulation was revised
in May 1995.
The CRA requires that each depository institution's
record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's
application for deposit facilities.
A copy of an institution's CRA evaluation may
be obtained directly from the institution or Reserve Bank.
The federal bank regulators use the following
four performance levels to rate an institution's performance under CRA:
| O |
= |
Outstanding |
| S |
= |
Satisfactory |
| NI |
= |
Needs to improve |
| SN |
= |
Substantial noncompliance |
The following state member banks have been examined
and their CRA public evaluations are now available:
RSSD
number |
Institution/Location
|
Examination
date |
CRA
public date |
CRA
rating |
Exam type |
| LrgBk |
SmBk |
| none |
|
|
|
|
|
|
|
The above listing has been prepared as a courtesy
by the Federal Reserve Bank of San Francisco, and is not intended
to replace formal notices required by statute or regulation; the
Reserve Bank assumes no responsibility for errors or omissions.
|
Section VI - CRA Examinations
Scheduled for 1st Quarter of 2005
| Institution |
Location |
| none |
|
The inclusion on the list of institutions that are
scheduled to undergo CRA examinations in the next calendar quarter is
not determinative of whether the institution will be examined in that
quarter. Reserve Banks may need to defer a planned examination or conduct
an unforeseen examination because of scheduling difficulties or other
circumstances.
|
