1. Home Mortgage Disclosure Act: Tips From the Field for Getting the Data Right 2. Presentation Objectives 3. What is HMDA? 4. Congressional Response 5. Threefold Purpose of HMDA 6. Major Changes in 2002 7. Covered Institutions - 203.2(e) 8. Items Reported - 203.4(a) 9. Items Reported - 203.4(a) 10. Optional Reporting - 203.4(c) 11. Excluded Date - 203.4(d) 12. Frequently Asked Questions 13. Frequently Asked Questions 14. Frequently Asked Questions 15. Commonly Encountered Errors 16. Data Reporting 17. Resubmission Standards 18. Ramifications 19. Ensuring Compliance 20. Now That the Data is Correct... 21. Now That the Data is Correct... 22. Resources 23. Questions 24. Thank You