District Circular Letters

November 15, 2013

Guidance on Providing List of Housing Counselor Agencies


On November 8, 2013, the Consumer Financial Protection Bureau (CFPB) issued CFPB Bulletin 2013-13 to provide guidance to lenders regarding the homeownership counseling list requirement finalized in the High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (RESPA Homeownership Counseling Amendments) Final Rule, collectively referred to as the 2013 HOEPA Final Rule. The 2013 HOEPA Final Rule, originally issued in January 2013, is effective January 10, 2014.

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