Federal Reserve Bank of San Francisco
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Interagency Guidance on Home Equity Lines of Credit Nearing Their End-of-Draw Periods

July 8, 2014

The Federal Reserve, along with the other federal financial institutions regulatory agencies and the Conference of State Bank Supervisors, issued the attached guidance to reiterate principles of sound risk management for home equity lines of credit (HELOCs) that have reached or will be reaching their end-of-draw periods.

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