This publication offers observations by the Division Director of Financial Institution Supervision and Credit (FISC) on current banking and regulatory issues facing 12th District institutions.
Posted July 24, 2015
This issue of Supervisory Spotlight looks both inward and outward in discussing change. First, it provides background on the recent merger of Banking Supervision and Regulation and Credit Risk Management to form a new Division: Financial Institution Supervision and Credit, or FISC. Then, the lens focuses outward to consider topics such as post-crisis changes in approaches to supervision and regulation, the potential for positive changes in community bank net interest margins, the evolving virtual currency landscape and what it means for banks, and one facet of the CFPB’s rules affecting mortgage lending.
Posted April 14, 2015
This Supervisory Spotlight highlights BS&R’s commitment to effective communication with bankers, whether in person or through writings. It also discusses two recent articles of interest to community bankers regarding interest rate risk modeling and transitioning from a small to large institution under the Community Reinvestment Act.