Regulations, Policies, and Guidance

The Board of Governors of the Federal Reserve System establishes the policies and guidance that the Reserve Banks apply when supervising financial institutions.

FRB San Francisco Resources

Regulations Contacts at FRBSF

Supervision & Regulation Letters (SR Letters)
Supervision and Regulation Letters, commonly known as SR Letters, address significant policy and procedural matters related to the Federal Reserve System’s supervisory responsibilities. This local site provides links to all public SR Letters and includes local contact information for letters issued since 2015.

Safety & Soundness Guidance and Policies
The Federal Reserve and the Federal Financial Institutions Examination Council (FFIEC) issue proposed and final rules and other guidance related to the Federal Reserve System’s supervisory responsibilities. This local site provides links to final safety and soundness rules and other guidance and policies not issued in the form of SR Letters since 2015.

Consumer Affairs Letters (CA Letters)
Consumer Affairs Letters, commonly known as CA Letters, address significant policy and procedural matters related to the Federal Reserve System’s consumer compliance and Community Reinvestment Act (CRA) supervisory responsibilities. This local site provides links to all public CA Letters and includes local contact information for letters issued since 2015.

Consumer Compliance Guidance and Policies
The Federal Reserve, the Consumer Financial Protection Bureau (CFPB), and other agencies issue proposed and final rules related to the Federal Reserve System’s consumer compliance supervisory responsibilities. This local site provides links to proposed and final consumer compliance rules and other guidance and policies not issued in the form of CA Letters since 2015.

District Circular Letters
The Federal Reserve Bank of San Francisco uses circular letters to send important announcements to institutions in the Twelfth Federal Reserve District.

Federal Reserve Board of Governors Resources

Board of Governors Regulatory Developments
The Board of Governors webpage for banking information and regulation.

Board of Governors Regulations
Bank regulation entails issuing specific regulations and guidelines governing the operations, activities, and acquisitions of banking organizations.

Board of Governors Proposed Regulations and Requests for Comment
Information concerning proposed Federal Reserve regulation changes, including relevant background information on the proposed regulation and how to submit a comment to the Board.

Board of Governors Supervision & Regulation Letters
Supervision and Regulation Letters, commonly known as SR Letters, address significant policy and procedural matters related to the Federal Reserve System’s supervisory responsibilities.

Board of Governors Consumer Affairs Letters
Consumer Affairs Letters address significant policy and procedural matters related to the Federal Reserve System’s consumer compliance supervisory responsibilities.

Board of Governors Supervision Manuals
These manuals are intended to provide guidance to supervisory personnel in planning and conducting examinations and inspections and are to be used in conjunction with other supervisory guidance and manuals.

Board of Governors Legal Interpretations
These letters consist of opinions of Board staff and the Board of Governors.

Other Federal Reserve System Resources

Federal Banking Regulations
This FRB St. Louis site tracks significant rules and guidance affecting depository institutions and their holding companies issued by federal agencies responsible for bank supervision.


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Common Questions and Answers on Regulation H

Common Questions and Answers on Regulation Y