Annie Donovan is Chief Operating Officer for NCB Capital Impact. She currently plays a leadership role in strategy formation, product innovation, policy and capital development for NCB Capital Impact. Prior to that, Ms. Donovan managed NCB Capital Impact’s commercial lending teams, which provide financial services to cooperative businesses and community based organizations across the United States. She has been with NCB Capital Impact since 1993, and has been working in the field of community and cooperative development for nearly 20 years, including service in the U.S. Peace Corps. Current and past board membership includes the Washington Area Community Investment Fund, Cooperative Development Services, Cooperative Development Foundation, The ICA Group, Frontier Natural Products, New Markets Tax Credit Coalition and H Street Main Street. Past and present advisory roles include the National Congress for Community Economic Development and Wall Street Without Walls. Ms. Donovan has an undergraduate degree in Economics and an MBA in Finance. 

David J. Erickson manages the Center for Community Development Investments at the Federal Reserve Bank of San Francisco (FRBSF) and is the editor of the journal Community Development Investment Review.  He is also the author of the book The Housing Policy Revolution: Networks and Neighborhoods.  David holds a PhD in U.S. History from UC Berkeley with a focus on economic history and public policy. He has more than five years of experience working in the affordable housing finance field for nonprofit, government, and private-sector employers. He previously received a masters in public policy from UC Berkeley and has a bachelor's degree in history from Dartmouth College.

Art Fatum is the Chief Financial Officer and Executive Vice President of Capital Markets at the Low Income Investment Fund. As CFO, Mr. Fatum oversees LIIF's financial management, accounting, treasury, technology, human resources activities and major capital raising initiatives. Mr. Fatum comes to LIIF with over 30 years experience in financial services, internet and media, high-tech manufacturing, and information services, including spending the first half of his career at General Electric. He has been CFO of one private and two public companies, has held Division President, Chief Operating Officer and Chief Corporate Officer roles, and has led several businesses based outside the US. He holds a BS in Mathematics from SUNY at Cortland and is a graduate of GE's Executive Management Development Institute.

Jeremy M. Gerst is the Economic Analyst in the Applied Microeconomics and Regional Developments section at the Federal Reserve Bank of San Francisco.  He is also a member of Center for the Study of Income and Productivity at the Bank.  His work focuses on trends and developments in the 12th District economy, which consists of California, Washington, Arizona, Oregon, Nevada, Idaho, Utah, Hawaii, and Alaska.  Gerst joined the Federal Reserve in 2005, and was assigned to the position of Economic Analyst in 2007.  He earned a B.A. in Economics, with a departmental citation for outstanding achievement, from the University of California Davis in 2005.

Donna Gambrell has served as Director of Treasury’s Community Development Financial Institutions (CDFI) Fund since November 26, 2007. The CDFI Fund expands the capacity of financial institutions to provide credit, capital, and financial services to underserved populations and communities in the United States. Prior to the CDFI Fund, Gambrell served as a Deputy Director at the Federal Deposit Insurance Corporation (FDIC). During her tenure, Ms. Gambrell oversaw the FDIC’s national compliance bank examination, community affairs, consumer affairs and deposit insurance outreach programs. To that end, she managed initiatives related to the Community Reinvestment Act and fair lending laws; provided guidance to consumers on current issues such as identity theft, subprime and predatory lending and credit card debt; increased the public’s understanding of and confidence in the banking system; and developed and implemented strategies that provided access to credit for underserved communities. Previously, at the request of former FDIC Chairman Donald E. Powell, she served 18 months in the Gulf Coast Region (from February 2006 to August 2007) – as part of a temporary assignment – working on rebuilding initiatives in the wake of Hurricanes Katrina and Rita, which struck the region in 2005. Ms. Gambrell worked on site in Louisiana and Mississippi spearheading partnerships among financial institutions, government agencies and community-based organizations to promote community and economic development in areas devastated by the hurricanes, including low- and moderate-income neighborhoods. Ms. Gambrell began her career with the FDIC in April 1991 as a Community Affairs Officer in the agency’s New York Region. She served in increasingly responsible compliance and consumer protection positions at the Corporation, and in May 2000 was promoted to Deputy Director. Prior to joining the FDIC, Ms. Gambrell worked at the Resolution Trust Corporation (1989-1991), the Federal Savings and Loan Insurance Corporation (1987-1989), and the U.S. General Accounting Office (1979-1987). Ms. Gambrell received a B.S. Degree from Towson State University, Baltimore, Maryland, and an MS Degree from New York University. In 2004, she received a National Public Service Award for her innovative work over the years in formulating public-private partnerships.

John Nelson is the director of the Wall Street Without Walls (WSWW) project providing free financial technical assistance from finance professionals to community-based organizations in order to access the capital markets. WSWW provides capital markets orientation and training programs nationally through the individual banks of the Federal Reserve Bank system and financial technical assistance to community development organizations and public agencies through teams of volunteer finance professionals, including retired and active investment bankers volunteering their expertise as a new form of philanthropy. Nelson has thirty years experience in community economic development, management consulting, and collaborative environmental policy. He is on the CRA Advisory Board for BB&T's Washington DC area, the Advisory Board for Impact Community Capital and for Partners for the Common Good, and a member of the Economic Development Assistance Consortium. Nelson is President of the William James Foundation, promoting the development of socially responsible businesses by young adults, including a nationwide business plan competition among business and graduate schools. He is also Chairman of the Board of the newly formed National Mall Conservancy. Nelson graduated from Yale College; received his MA degree from the University of Michigan where he also taught social psychology; and has a certification in Community Development Finance from the Milano Graduate School of New School University.

Lisa Richter is principal and co-founder of GPS Capital Partners, LLC, a consultancy that assists foundations and institutional investors in the design and execution of investment strategy that enhances mission and public purpose goals. Her work spans asset classes and issue areas, incorporating place-based and investment focus geared to increasing equitable access to opportunities, such as community development, education and health.

Colleen Schwarz is vice president of sales as the Community Reinvestment Fund. Ms. Schwarz oversees relationships with CRF's nationwide network of community lending partners. Her responsibilities include engaging lenders to develop viable commercial lending projects, and identifying opportunities to help lenders improve performance and efficiency within their organizations. With recent economic developments, Schwarz is also actively working to identify ways, such as customized loan servicing support and loan document preparation, that CRF can help communities, government entities, and nonprofits to mitigate the impact of foreclosures in their area.

Ellen Seidman is a senior fellow in the Asset Building Program of the New America Foundation. In addition to her work at New America, Ms. Seidman serves as executive vice president, National Policy and Partnership Development, at ShoreBank Corporation, the nation’s first and leading community development and environmental banking corporation. She also chairs the Board of Directors of the Center for Financial Services Innovation, a ShoreBank nonprofit affiliate that helps financial services providers responsibly and sustainably serve underbanked consumers. Before joining ShoreBank, Ms. Seidman served as senior counsel to the Democratic staff of the Financial Services Committee of the U.S. House of Representatives. From 1997 to 2001, she was director of the U.S Treasury Department's Office of Thrift Supervision. She was also a director of the Federal Deposit Insurance Corporation and chairman of the board of the Neighborhood Reinvestment Corporation. From 1993 to 1997, Ms. Seidman served as Special Assistant for Economic Policy to President Clinton. She has also held senior positions at Fannie Mae, the United States Treasury Department, and the United States Department of Transportation. She holds a bachelor's degree from Radcliffe College, a law degree from Georgetown University Law Center, and an MBA in finance and investments from George Washington University.  Ms. Seidman serves on the boards of the Coastal Enterprises, Inc. and the Low Income Investment Fund, and on the Board of Overseers of the School of Community Economic Development at Southern New Hampshire University.

Scott Sporte is managing director for NCB Capital Impact's Innovative Community Lending. He oversees the team that provides financing to community-based health care providers, nonprofit educational institutions, and affiliated organizations nationwide.  Scott has over 15 years’ experience in community development finance.  Before joining NCB Capital Impact in 1998, he spent five years in Michigan’s Upper Peninsula with a Shorebank-affiliated nonprofit organization providing startup and expansion financing to entrepreneurial businesses.  He holds degrees from Kenyon College and Yale Divinity School and serves on the boards of a community-based health organization and a community development loan fund.

Mary Tingerthal joined the Housing Partnership Network staff in September 2007, assuming a new senior leadership position coordinating the work of the five finance companies currently in operation or development by the Network. This includes the Housing Partnership Fund, which provides acquisition and predevelopment financing; Housing Partnership Ventures, which serves as the Network’s investment vehicle; Housing Partnership Securities, a tax-exempt bond conduit for rental production; as well as a new single-family mortgage company and a conduit for charter school loans, both currently under development. From 2000 through August 2007, Ms. Tingerthal worked for the Community Reinvestment Fund (CRF), which provides a national secondary market for community development loans, most recently as senior vice president for capital markets. Her responsibilities at CRF included oversight of the company’s loan purchasing, securitization and investor relations activities. She was also instrumental in the development of the federal New Markets Tax Credits program. Prior to joining CRF, she was president and chief executive officer of National Equity Fund, a subsidiary of the Local Initiatives Support Corporation. She previously held senior management positions with GMAC Residential Funding (now RESCAP) and with the Minnesota Housing Finance Agency. Ms. Tingerthal holds a Master’s Degree in Business from Stanford Graduate School of Business and Bachelor of Arts Degree from the University of Minnesota.

Scott Turner is vice president and community affairs officer at the Federal Reserve Bank of San Francisco. Scott’s work in community development has included performing community development assessments, coordinating the unit's research and analysis, and working with financial institution, community, and government representatives to increase community development-related services and investment in Twelfth District communities. Scott was promoted to manager of the Department's newly-formed Research Group in 2005, then given responsibility for leading the entire Department's staff in 2007 and named Vice President in 2009. Scott joined the Federal Reserve in 2002 after spending most of his professional life in New York, initially working as Director of Research for New York City's Finance Department and then as Deputy Commissioner for Policy in the City's Housing Preservation and Development Department. He also worked in the International Finance Department for Standard & Poor's and most recently worked for Morgan Stanley, where he was responsible for analyzing sovereign risks in over ninety countries. Scott earned a Master of Public Policy from the University of California, Berkeley, and a Bachelor of Arts in Political Science from Western Washington University.

Janet L. Yellen took office on June 14, 2004, as president and chief executive officer of the Twelfth District Federal Reserve Bank, in San Francisco. In 2009, she serves as a voting member of the Federal Open Market Committee. Dr. Yellen is professor emeritus at the University of California at Berkeley where she was the Eugene E. and Catherine M. Trefethen Professor of Business and Professor of Economics and has been a faculty member since 1980. Dr. Yellen earlier took leave from Berkeley for five years starting August 1994 when she served as a member of the Board of Governors of the Federal Reserve System through February 1997, and then left the Fed to become chair of the Council of Economic Advisers through August 1999. She also chaired the Economic Policy Committee of the Organization for Economic Cooperation and Development from 1997 to 1999. Dr. Yellen is a member of both the Council on Foreign Relations and the American Academy of Arts and Sciences and a research associate of the National Bureau of Economic Research. She also serves on the board of directors of the Pacific Council on International Policy, and in the recent past, she served as president of the Western Economic Association, vice president of the American Economic Association and was a Fellow of the Yale Corporation. Dr. Yellen graduated summa cum laude from Brown University with a degree in economics in 1967, and received her Ph.D. in Economics from Yale University in 1971. She received the Wilbur Cross Medal from Yale in 1997, an honorary doctor of laws degree from Brown in 1998, and an honorary doctor of humane letters from Bard College in 2000. An assistant professor at Harvard University from 1971 to 1976, Dr. Yellen served as an economist with the Federal Reserve's Board of Governors in 1977 and 1978, and on the faculty of the London School of Economics and Political Science from 1978 to 1980. Dr. Yellen has written on a wide variety of macroeconomic issues, while specializing in the causes, mechanisms and implications of unemployment.

Betsy Zeidman is director of the Center for Emerging Domestic Markets (CEDM) and a research fellow at the Milken Institute. CEDM aims to increase the flow of capital to America's emerging entrepreneurs and communities through its research and information network, educational center and financial innovations laboratory. Zeidman also manages the Institute's work in such areas as mission-related investing, developmental finance and environmental finance. In this role, she works with foundations, governments, institutional and individual investors, entrepreneurs and policymakers. A recognized leader in developing sound strategies for deploying market and philanthropic capital in under-invested communities, Zeidman has authored several reports for the Institute and co-edited the volume Entrepreneurship in Emerging Domestic Markets: Barriers and Innovation. She is a frequent speaker at industry conferences and in the media. Zeidman is a member of the board of directors of the Social Investment Forum and CARAT (California Resources and Training), and sits on the advisory board of Wall Street Without Walls. Prior to joining the Institute, she provided strategic management and marketing advisory services to clients in the public, private and nonprofit sectors, with a specialty in corporate responsibility and financial performance; served as senior management at several entertainment companies and public relations firms; and staffed national and state political campaigns. She earned a BA and an MBA at Yale University.