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Center for Community Development Investments
Investment Vehicles | Regulatory Information | Research

The Center operates as an information clearinghouse.  It compiles and disseminates up-to-date information on a variety of investment vehicles.  Regulatory information is also made available by the Center and pertinent research conducted by third party organizations is posted regularly.

The Community Reinvestment Act (CRA)

Federal Reserve Board Community Reinvestment Act Resources
This webpage offers a number of CRA resources, including: bank ratings and performance evaluations; wholesale and limited purpose designations; approved strategic plans and; quarterly exam schedules.

FDIC Community Reinvestment Act Ratings
This page enables you to find current and past CRA ratings and PEs for specific institutions that have been examined by the FDIC since July  1, 1990. The site offers users the opportunity to search for the ratings and PEs of one or more institutions through the use of drop down search options for criteria such as "Asset Size", "Exam Period", "CRA Rating", "City", etc.

OCC Community Reinvestment Act Resources
This site provides a comprehensive list of CRA-specific information, including CRA ratings and bank evaluations conducted by the OCC.

OTS Community Reinvestment Act Information
This page includes CRA-related press releases and speeches, public CRA ratings, and a description of the CRA and OTS's responsibilities.

FFIEC Interagency CRA Information
This page offers interagency information about the CRA, its interpretation, and examinations.

Public Welfare Guidelines for Investments

Federal Reserve Board Community Development Investments
This webpage provides guidance on Federal Reserve policies and guidelines governing bank investments for community development. Groups interested in understanding the type of community development investment that financial institutions regulated by the Federal Reserve System can make will find links that describe the steps required to pursue such investments.

FDIC Community Development Investment Guide
This online guide assists state non-member banks in assessing community development investment opportunities. It explains the types of investments state non-member banks are authorized to make and how those investments may meet the requirements of a CRA-qualified investment.

OCC Part 24 Community Development Investments
This website serves as a comprehensive guide from the OCC covering the implementing regulation for community development investment authority (12 CFR 24) and including resource materials such as forms, directories and various publications.

OTS Community Development Investment Authority
This site is a guide to the federal laws and regulations governing community development activities of savings associations.  It includes discussions of thrift investment authority, the qualified thrift lender test, and capital treatment of community development activity.