Melody Winter Head

Regional Manager, Community Development
Southern California

Since joining the Federal Reserve in 2003, Melody Head has engaged financial institutions, community-based economic development leaders and government agencies to develop solutions to pressing neighborhood issues in low-wealth communities of Southern California. The emphasis of her work is on building assets through the development of affordable housing, small and micro business, workforce training and jobs, financial education, and healthy communities.

Prior to coming to the Federal Reserve, Melody invested many years in all aspects of mortgage loan origination and sales and compliance with the Community Reinvestment Act. In addition, she spent several years developing asset building solutions for low-wealth savers and jobs for workers in the field of high tech. She is active with several community-based nonprofit providers and serves on committees of the Orange County Community Housing Corporation and the Clearinghouse CDFI and is a former board member of SAMCO. Born in Burbank, California and raised in Vancouver, Canada, Melody holds an undergraduate degree in business from Pepperdine University and a Master’s degree in National Community Economic Development from Southern New Hampshire University.

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