On September 7th, 2000, the Federal Reserve Bank of San Francisco held a public hearing on the HOEPA, capping a series of public hearings sponsored by the Federal Reserve Board at branches across the country. The hearings provided an opportunity to gather information and hear perspectives about predatory lending from financial institutions, consumer groups, community advocates and researchers. Public testimony helps personalize the issues and provides concrete examples of consumers’ experiences. These hearings were intended to help regulators better understand what regulatory changes might be most effective in ending predatory lending, and how these changes might impact the availability and cost of credit.
The views expressed are not necessarily those of the Federal Reserve Bank of San Francisco or of the Federal Reserve System. Material herein may be reprinted or abstracted provided Community Investments is credited. Please provide our Community Development Department with a copy of any publication in which material is reprinted.
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Table of Contents
Joy Hoffmann Molloy
Financing Childcare: Innovative Approaches
Using CDFIs to Reach the Unbanked
2000 Conference Roundtable Q&A
The Clock Is Ticking On Privacy
Gramm-Leach-Bliley Act of 1999 Web Addresses