Federal Reserve Bank of San Francisco

Community Development

Community Investments - Volume 15, Issue 1

Community Investments

Articles on credit and non-traditional consumers, and the impact of credit scoring on mortgage applicants.

The views expressed are not necessarily those of the Federal Reserve Bank of San Francisco or of the Federal Reserve System. Material herein may be reprinted or abstracted provided Community Investments is credited. Please provide our Community Development Department with a copy of any publication in which material is reprinted.


Table of Contents

Working Wheels: A Seattle Success Story
Susan Crane and Judith Olsen
Read article (pdf, 189 kb)

Restoring Lives to Rebuild Communities
Mike Tandy
Read article (pdf, 77 kb)

Ways to Work
Elaine L. Hogue
Read article (pdf, 97 kb)

Credit Scoring Overview
Read article (pdf, 181 kb)

Credit Scoring and Model Development and Maintenance
Read article (pdf, 144 kb)

Third Party Brokers
Read article (pdf, 172 kb)

Staff Training, Loan Pricing and Data Accuracy
Read article (pdf, 151 kb)

Overrides and Second-Review Process
Read article (pdf, 158 kb)