Federal Reserve Bank of San Francisco

Community Development

Community Investments Vol 20, Issue 3
Encouraging Entrepreneurship: A Microenterprise Development Policy Agenda

Author(s):

2008

Community Investments

For more than 20 years, community-based microenterprise programs have been assisting emerging entrepreneurs start and sustain small businesses. They work with home day care providers, landscapers, caterers, salsa makers, woodworkers and car service owners. Their primary customers are women, racial and ethnic minorities, immigrants, individuals with disabilities, people with prison records and others who lack access to banks, business networks and paid sources of management expertise. In helping these entrepreneurs to start and grow their businesses, microenterprise programs provide classes in business management, marketing advice, access to loans and matched savings, financial education and peer networks.

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