Community Investments

Spring 2011

Community Investments Vol 23, Issue 1
A Promising Way Forward for Homeownership: Assessing the Benefits of Shared Equity Programs


In the wake of the foreclosure crisis, what programs can help low-income families become homeowners in a sustainable way? Shared equity programs offer one model, successfully balancing both affordability and asset building goals. In this article, researchers from the Urban Institute evaluate the effectiveness of 7 shared equity homeownership programs from across the country. They find that without exception, the programs provide long-term affordable homeownership, opportunities for low-income families to build equity, and sustainable tenure. This study suggests that shared equity programs could be cost effective way of supporting homeownership going forward.

Download PDF (pdf, 855.64 kb)

Other articles in this issue