The Federal Reserve Bank of San Francisco: Economic Research, Educational Resources, Community Development, Consumer and Banking Information

The Federal Reserve Bank of San Francisco

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Highlights


	The 2012 National Interagency Community Reinvestment Conference March 25-28, 2012 Seattle, Washington The 2012 National Interagency Community Reinvestment Conference — the premier training and networking event for community development professionals, including CRA officers, community development lenders and investors, as well as representatives of CDFIs, foundations, and nonprofits — will be held March 25-28, 2012, in Seattle, Washington. The conference is sponsored by the Federal Deposit Insurance Corporation, the Federal Reserve Bank of San Francisco, the Office of the Comptroller of the Currency, and the U.S. Department of the Treasury's Community Development Financial Institutions Fund.

	Independent Foreclosure Review Posted January 26, 2012 If you had a mortgage loan on your primary residence and believe you were financially harmed during the mortgage foreclosure process by any of 25 identified servicers in 2009 or 2010, you can request an independent review and potentially receive compensation. The deadline for requests is April 30, 2012.

	Foreclosure Resource Center Updated presentations posted January 2012. Posted January 24, 2012 Provides research and resources on the foreclosure crisis, including a toolbox for mitigating the negative impacts of foreclosures at the local level and PowerPoint presentations on housing and mortgage market trends within the Federal Reserve's 12th District.

	Suburbanization of Poverty in the Bay Area Posted January 13, 2012 This research brief examines the changing geography of poverty in the Bay Area and its implications for the community development field.

	Student Debt and Default in the 12th District Posted December 7, 2011 This Brief examines broad trends in student borrowing in the Federal Reserve's 12th District, with an emphasis on students from low- and moderate-income households.

	Income Inequality's Impact on Community Development Community Investments: Volume 23, Issue 2, 2011 This issue of Community Investments explores income inequality from a community development perspective. The articles consider the geographic segregation of income groups at the neighborhood and regional level, and the increasing polarization of the labor market. We also address the impact of poverty stressors on LMI households, and a "Community Perspectives" thought piece examines the causes and consequences of the broad changes in income distribution. In addition, the issue includes information on the CDFI Bond Guarantee Program and adult literacy education.

	Healthy Communities The Healthy Communities Initiative was designed to enrich the debate on how cross-sector and place-based approaches to revitalize low-income communities might both revitalize neighborhoods and improve health. The idea is simple: those who work on making low-income communities function better (by building high-quality affordable housing, financing small businesses, and creating community assets such as charter schools, clinics, or daycare centers) should work closely with the health sector to coordinate those community-improving efforts in a way that promotes better health outcomes over the life course.

	International Community Development Community Development Investment Review Volume 7, Issue 1, 2011 Low-income people in the U.S. and abroad face similar challenges: access to credit, housing, jobs, and critical services including health and education. And yet today, those who work on international economic development and community development hardly know each other. This issue of the Review is dedicated to a simple idea: innovative ideas to solve poverty should not stop at the national border. There are too many good ideas abroad that can help inform our practices domestically, and good ideas here that can be relevant to other countries.

	Vantage Point, the 12th District Community Indicators Project New issue posted July 2011 This issue of Vantage Point synthesizes the key themes that emerged in the February 2011 community indicators survey.

Programs and Information

Community Reinvestment Act (CRA) Information on the CRA, its implementing regulations, the regulatory agencies, and other resources to assist in complying with and understanding the CRA.	Events and Conferences Participate in one of the many events sponsored by the Community Development Department.
Community Development Issues From affordable housing to "banking the unbanked," learn more about community development issues and initiatives within the Federal Reserve's 12th District.	Publications Access online copies of Community Investments, the Community Development Investment Review, and research papers.
Center for Community Development Investments The Center is dedicated to innovations in research and practice that increase the flow of investment capital to low- and moderate-income communities.	About Us Learn more about the Community Development Department and its staff.