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| Staff |
| The Federal Reserve gives financial
institutions, community-based organizations and government
entities the tools they need to effectively address community
development issues affecting low- and moderate-income individuals
and communities. |
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Scott
Turner
Vice President and Community Affairs Officer, Community Development
Phone: (415) 974-2722
Fax:
(415) 393-1920
Scott's work in community development has included performing community development assessments, coordinating the unit's research and analysis, and working with financial institution, community, and government representatives to increase community development-related services and investment in Twelfth District communities. Scott was promoted to manager of the Department's newly-formed Research Group in 2005, then given responsibility for leading the entire Department's staff in 2007 and named Vice President in 2009.
Scott joined the Federal Reserve in 2002 after spending most of his professional life in New York, initially working as Director of Research for New York City's Finance Department and then as Deputy Commissioner for Policy in the City's Housing Preservation and Development Department. He also worked in the International Finance Department for Standard & Poor's and most recently worked for Morgan Stanley, where he was responsible for analyzing sovereign risks in over ninety countries. Scott earned a Master of Public Policy from the University of California, Berkeley, and a Bachelor of Arts in Political Science from Western Washington University.
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David J. Erickson, PhD
Manager,
Center for Community Development Investments
Telephone: (415)
974-3467
Fax: (415) 393-1920
David manages the Center
for Community Development Investments at the
Federal Reserve Bank of San Francisco (FRBSF) and
is the editor of the journal Community
Development Investment Review. David holds
a PhD in U.S. History from UC Berkeley with a focus
on economic
history and public policy. He has more than five years
of experience working in the affordable housing finance
field
for nonprofit, government, and private-sector employers.
He previously received a Masters in Public Policy from
UC Berkeley and has a bachelor's degree in History
from Dartmouth
College.
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Ian Galloway
Investment Associate
Telephone: (415) 974-3291
Fax: (415) 393-1920
Ian is an investment associate at the Federal Reserve Bank of San Francisco (FRBSF). His primary responsibilities are with the Center for Community Development Investments (the Center), and he assists with the publication of the Community Development Investment Review (the Review) and the Center’s Working Paper Series. Ian has previous experience in management consulting, community development finance, and social enterprise development. He holds a master’s degree in public policy (MPP) from the University of Chicago and a bachelor’s degree in political science and philosophy from Colgate University. |
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John Olson
Manager, Field Staff
Phone: (415) 974-2989
Fax: (415)
393-1920
John is
the manager of the San Francisco Fed’s Community Development
regional managers, who provide technical assistance and program
leadership in the nine Western states that make up the Federal
Reserve’s 12th District. The team promotes partnership
building among financial institutions, community organizations,
and government entities to support community and economic
development in low-income communities. John also acts as
senior advisor to the San Francisco Fed’s Center
for Community Development Investments, and advises
the department
on bank regulatory
matters that impact community development.
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Jan Bontrager
Regional Manager: Arizona, Nevada, and Utah
Telephone:
(415) 974-3370
Fax: (520) 219-9996
Jan works with bankers and
community leaders to make community reinvestment happen
by providing targeted education and training and by convening
key partners focusing on accomplishing shared community
development
goals. Current projects include collaborating to organize Foreclosure
Prevention Summits in the District and supporting
a Neighborhood Revitalization Initiative of the Nevada
Bankers Collaborative in conjunction with the City
of North Las Vegas.
Prior to joining the FRBSF, Jan had 20 years of lending
experience in the retail banking environment, having served
as vice
president in commercial and mortgage lending with banks
in Missouri and Washington. Most recently, she served as
a lender
with Rural Community Assistance Corporation, a CDFI and
technical assistance provider. Jan earned her BS in English
education
from the University of Missouri. |
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Melody Winter Nava
Regional Manager: Southern California
Phone: (213) 683-2932
Fax: (213) 683-2871
As the regional manager
of Southern California, Melody convenes banker roundtables
that bring together experts on community development
issues such as foreclosure prevention, banking the unbanked,
community
land trusts, barriers to affordable housing development,
employer-assisted housing, supportive housing, workforce
investment, microfinancing, and childcare services in
low income neighborhoods. Melody is also focused on supporting
several asset development and affordable housing development
initiatives in Los Angeles County.
Ms. Nava has more than
25 years of experience in residential lending and community
development finance, wealth management, and employment
services. She currently serves on the Clearinghouse
CDFI, Orange County
Community Housing Corporation advisory committee and
the City of Los Angeles Community Development Department
loan
committee. Melody is a graduate of Pepperdine University’s
School of Business and Management. |
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Craig Nolte
Regional Manager: Alaska, Idaho,
Hawaii, Oregon & Washington
Phone: (206) 343-3761
Fax:
(206) 343-3632
As the Regional Manager for Alaska, Idaho,
Hawaii, Oregon, and Washington, Craig leads, develops
trainings, and consults stakeholders on a wide variety
of community
development issues. Craig’s primary initiatives include
affordable housing, asset development, economic development
and Native American lending issues.
Craig holds examination
credentials from the Office of Thrift Supervision and
the Federal Reserve. Prior to joining the Federal Reserve,
Craig reviewed merger and acquisitions, conducted financial
analysis,
and served as a Compliance Examiner with the Office of
Thrift Supervision. Craig holds an M.B.A. from City University,
and a B.A. degree in Finance from Seattle Pacific University.
Craig is based in Seattle, Washington. |
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Lena Robinson
Regional Manager: Northern California
Phone:
(415) 974-2717
Fax: (415) 393-1920
Lena is the regional manager
for northern California from Fresno County to the Oregon
border. In this capacity she works to increase access
to capital, credit and banking services for low-income
communities
and residents in compliance with the Community Reinvestment
Act. This objective is achieved in part by providing
technical assistance and training on successful initiatives
and programs,
convening key stakeholders to identify community development
needs, and facilitating partnerships between financial
institutions and community-based organizations. Her
current projects include
Bank on San Francisco and foreclosure prevention forums.
Prior to joining the Fed, Lena worked as the housing coordinator
for international students at UC Davis Extension. She
holds an M.A. in international affairs with an emphasis
in rural
African development from Ohio University, and a B.A.
in Japanese from the Monterey Institute of International
Studies. |
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Darryl Rutherford
Regional Manager, San Joaquin Valley
Phone: (415) 974-2056
Fax: (415) 393-1920
Darryl joined the Community Development Department in September of 2008 as the Regional Manager for the San Joaquin Valley in Central California. He provides technical assistance and training on community development initiatives and programs. His primary initiatives include rural community development, affordable housing, neighborhood revitalization, asset building, small business development and access to financial services.
Prior to joining the Fed, Darryl worked as an affordable housing advocate providing public policy research and analysis, on-site training and technical assistance to both local governments and grassroots community-based organizations focused on issues related to affordable housing. Darryl earned a BA in Social and Behavioral Sciences from CSU Monterey Bay and a MS in Community Development from the University of California at Davis. |
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Carolina K. Reid, PhD
Manager, Research Group
Phone: (415)
974-2161
Fax: (415) 393-1920
Carolina joined the Community
Development Department as a researcher in March of
2005. Her current projects include the system-wide Concentrated
Poverty Initiative, an analysis of mortgage lending
in
Native Communities, and a study that attempts to quantify
the benefits
of affordable housing for household financial well-being.
Carolina earned her PhD in Human Geography in 2004
from the University of Washington, Seattle, where she
focused
her
research on the impacts of homeownership among low-income
and minority households. Other work experience includes
policy research and program evaluation at the Environmental
Health
and Social Policy Center in Seattle, where she worked
on issues of public housing and welfare reform, and at
World
Resources Institute, where she focused on issues of
urban environmental health and environmental justice. |
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Naomi Cytron
Senior Research Associate
Telephone: (415) 974-3326
Fax: (415) 393-1920
Naomi joined the Community Development Department in 2005. As a Senior Research Associate, she explores and reports on topics affecting low- and moderate-income communities, including affordable housing, workforce development, asset building, and concentrated poverty. Prior to joining the Fed, Naomi conducted fair housing investigations and consulted on affordable housing projects. Naomi holds a BA in Biology from Macalester College in Saint Paul, Minnesota, and a Masters in Regional Planning, with a concentration in Community and Economic Development, from the University of North Carolina at Chapel Hill. |
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Laura Choi
Research Associate
Phone: 415-974-3394
Fax:(415) 393-1920
Laura joined the community development department August 2008 and researches a variety of issues aimed at improving economic opportunities for low- and moderate-income communities. Laura also has primary responsibility for coordinating and editing Community Investments. She has previous experience in management consulting, community development lending, and affordable housing development. She earned a BA in Economics and a Master of Public Policy degree, both from UC Berkeley. |
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Joy Hoffmann
Group Vice President, Public Information and
Community Development
Phone: (415) 974-2228
Fax: (415) 393-1920
As Group Vice President for Community Development and
Public Information for the Federal Reserve Bank of San
Francisco (FRBSF), Ms. Hoffmann oversees community development,
economic and financial education, the Bank’s public
website, media relations, community, public, and economic
outreach programs throughout the nine western states
that comprise the Twelfth District.
Under Ms. Hoffmann’s direction since 1995, the
Community Development unit has earned a national reputation
within the Federal Reserve System and community development
field for innovative programs. She fostered the unit’s
creation of the Center for Community Development
Investments,
which serves as a national clearinghouse of Community
Reinvestment Act (CRA) investment opportunities across
the country and promotes research and dialogue in the
field. The FRBSF also sponsors a biennial National
Community Reinvestment Conference that last year drew more than
500 bankers and community development professionals. |
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Administrative Analyst
Phone: (415)
974-2765
Fax: (415) 393-1920 |
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