The Federal Reserve, FDIC, and OCC have issued new CRA regulations, effective on September 1, 2005. Under these new regulations, the fourth element of the definition of community development—revitalizing and stabilizing LMI geographies—has been expanded to include distressed and/or underserved middle-income non-metropolitan geographies. Click on the blue states in the map or list below to see a state-level map of the new, middle-income non-metropolitan census tracts that are now CRA eligible (files are PDF). Note that Connecticut, the District of Columbia, Delaware, Hawaii, New Hampshire, New Jersey, and Rhode Island had no census tract changes under the new regulations. These maps are for reference only. For the official list of covered geographies, visit http://www.ffiec.gov/cra/examinations.htm.