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Community Reinvestment Act (CRA) Resources  

For CRA officers and other community development professionals, this web page provides an array of material and information on the Community Reinvestment Act, its implementing regulations, the regulatory agencies, and other resources to assist in complying with and understanding the CRA.

  • Regulatory information
    Regulatory resources, including the statute and implementing regulations, interagency questions and answers, interpretive letters, and links to the regulatory agencies
  • Preparing for your CRA exam
    Tools to help CRA officers prepare for a CRA examination, including links to exam procedures and sample examiner worksheets
  • Building a performance context
    Data sources available to assist in developing a performance context, including links to Census information and economic and demographic data
  • CRA data reporting
    Data collection tools and references, including the FFIEC geocoder and a loan data collection grid
  • CRA for community-based organizations
    Information for community advocates on the CRA including links to performance evaluations and exam schedules
  • Lending
    Specific information on community development lending and the CRA lending test (note that information on community development investments and the CRA investment test can be found at the Center for Community Development Investments)