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The Federal Reserve Bank of San Francisco

Regulatory Information

  • Community Reinvestment Act of 1977 (off-site) [text of original statute as amended]
  • CRA Regulations (off-site) (includes regulatory changes as of March 2007)
  • Annual CRA Asset-Size Threshold Adjustments (off-site)
  • Questions and Answers
  • Expanded Definition of Community Development
  • A Banker's Quick Reference Guide to CRA (off-site)
  • Interpretive Letters (off-site) while the agencies no longer issue these letters, they provide insight into particular aspects of the regulation, especially about whether certain activities qualify for consideration under the Investment Test.
  • Public Evaluations (off-site) - To find CRA ratings and performance evaluations, first visit the FFIEC website (off-site) to find out which agency regulates the institution you're looking for. Then, use the links below to go to that agency's CRA evaluations web page. (off-site)
  • Examination Procedures (off-site)
  • Consumer Affairs Letters (off-site) - These letters address significant policy and procedural matters related to the Federal Reserve System's consumer compliance supervisory responsibilities.
  • CRA 101 - a presentation on the "basics" of the CRA (PowerPoint - 78KB)
  • Federal Register (off-site) - new rules and regulations from the regulatory agencies appear here.
  • Links to Agencies' CRA Pages (off-site)
  • Federal Regulators
  • State Regulators
  • CRA Sunshine Information - includes training and resources on the CRA Sunshine Provisions in the Gramm-Leach-Bliley Act.