Foreclosure Resource Center

The Federal Reserve Bank of San Francisco

Highlights

Community Foreclosure Mitigation Toolbox
Resources for community leaders to assess their foreclosure situation, reduce preventable foreclosures, provide support to troubled homeowners and stabilize neighborhoods.

Resources for Community Stabilization (offsite)
StableCommunities.org is a new website launched by NeighborWorks® America, which provides community development practitioners with information and strategies to stabilize and revitalize communities in the wake of the foreclosure crisis.

12th District: Presentations on Local Foreclosure Trends
In an effort to assist local efforts to prevent foreclosures and mitigate the impact of foreclosures on neighborhoods, the Community Development Department has prepared a series of presentations and maps detailing local data on delinquency and foreclosure trends in the subprime market.

Research & Publications

Local Community Resources

Data, maps, presentations, and publications that address issues related to the foreclosure crisis.

Research and Publications

Events

Federal Reserve Foreclosure Conference Series: Recovery, Renewal, Rebuilding

Select a city/state to find out more about local taskforces and resources that are working to mitigate foreclosures in your area:
-	Arizona
-	Nevada
-	California
-	Utah

Speeches and Testimony

Speech by Chairman Ben. S Bernanke on Housing, Mortgage Markets and Foreclosures, December 4, 2008

Speech by Governor Randall S. Kroszner on the Community Reinvestment Act and the Recent Mortgage Crisis,
December 3, 2008

Resources

Policy and Regulation

Information affecting financial institutions and regulatory updates

Loan Modification
(offsite)

Regulation Z (Truth in Lending) (offsite)

Federal and State Agencies Announce Pilot to Improve Supervision of Subprime Mortgage Lenders (offsite)

Federal Financial Regulatory Agencies and CSBS Issue Statement on Loss Mitigation Strategies for Servicers of Residential Mortgages (offsite)

National Resources

MakingHomeAffordable.gov
A new federal website providing homeowners with detailed information about recently created federal programs that may prevent avoidable foreclosures. (offsite)

Foreclosure-Response.org: A new website offering resources intended to help states and localities respond to the foreclosure crisis. (offsite)

NeighborWorks Center for Foreclosure Solutions (offsite)

Homeownership Preservation Foundation (offsite)

Hope Now (offsite)

HousingPolicy.org: Foreclosure prevention and community stabilization resources (off-site)

Consumer Information

If you are in foreclosure trouble or may be in the future, call the Neighborworks Foreclosure Hotline: (888) 995-HOPE or visit www.995HOPE.org or findaforeclosurecounselor.org for help. (offsite)

Foreclosure Resources for Consumers – publications by the Federal Reserve Board of Governors (offsite)

Filing a Bank Related Complaint – Federal Reserve Consumer Help website (offsite)

You May be Paying Too Much for your Mortgage(offsite)

Facing the Risk of Foreclosure? (offsite)

Foreclosure Prevention Workbook by the Arizona Foreclosure Prevention Task Force A decision-making tool for homeowners exploring ways to save their homes and their financial well-being from the foreclosure crisis. (offsite)
	Spanish Version

Innovations

Banks and credit unions have been working to develop strategies to prevent foreclosures and assist families that have already experienced foreclosure. We welcome you to submit a case study of an innovative approach your institution has taken to help families and communities in need.

Room at the Inn: California United Bank helps displaced families with temporary housing solution (PDF - 16KB)

Community Affairs in the Federal Reserve System Community Development in the Federal Reserve System (offsite)
Access research and resources from other Community Development departments throughout the Federal Reserve System.