Recognizing the dynamic correlation between access to credit, homeownership and net worth, the Federal Reserve Bank of San Francisco (FRBSF) embarked on an initiative in 1998 to increase access to credit in Indian Country. The initiative started with twelve Sovereign Lending workshops to invite the greater tribal and banking community to share their views on ways to increase lending in Indian Country. Sovereign Lending task forces were formed out of these workshops to strategize and develop solutions. The task forces, which include representatives from different tribes, financial institutions, government agencies and community-based organizations, have held meetings at over 50 Indian reservations throughout the states of Washington, Oregon, Idaho, Utah, California, Nevada and Arizona.

Join our initiative by contacting the Community Affairs representative in your area.

Sovereign Lending (Community Investments, PDF - 250KB)
An overview of the challenges faced by lenders, and the resources available to overcome them. Also provides an overview of the Federal Reserve Bank of San Francisco's Sovereign Lending initiative.

U.S. Banks Offered Historic Opportunity in Indian Country (Community Dividend - FRB Minneapolis, PDF)
Provides an overview of the history of economic development in Indian Country and highlights opportunities for bank involvement.

CRA Activities in Indian Country (FRB Minneapolis, PDF)
A guide to CRA-related community development lending, investments and services directed at Native Americans in twenty states, including all states in the Twelfth District.