Archive of Event Handouts and Materials — 2006

The Community Development department of the Federal Reserve Bank of San Francisco sponsors and develops workshops and conferences on community development issues throughout the year. The archive below contains handouts, links, and reference materials from these events. Be sure to check back frequently as new meetings are added to the archive.

Community Land Trust Forum
Los Angeles
November 16, 2006

The Federal Reserve Bank of San Francisco hosted its first Community Land Trust (CLT) Forum in Los Angeles. In addition to providing a better understanding of CLTs as affordable housing alternatives, the forum also featured best practices from banks and local organizations experienced in Community Land Trusts. For additional information, contact Melody Winter Nava at 213-683-2932.

Materials:

Agenda (PDF - 149KB)
What is a Land Trust? (PDF - 393KB)
Land Trust Herald Tribune Editorial (PDF - 681KB)
Community Land Trusts & Fannie Mae (PDF - 978KB)
Community Land Trusts & Washington Mutual (PDF - 867KB)
What is the Community Foundation Land Trust? (PDF - 167KB)
Why a Land Trust for Irvine? (PDF - 111KB)
Figueroa Corridor Community Land Trust (PDF - 931KB)
A Tale of Three Land Trusts (PDF - 13KB)

CRA Roundtables
Los Angeles & San Diego
November 8 and 29

The Federal Reserve Bank of San Francisco and the Office of the Comptroller of the Currency cosponsored two Southern California CRA Roundtables focused on Community Development Investments and the CRA Investment Test. Participants discussed the most prevalent forms of investments in the market today and ways that bankers and regulators treat them in evaluating CRA compliance. The Opportunity Finance Network closed both events with a special presentation on its CDFI rating system, CARS. For additional information, contact Melody Winter Nava at 213-683-2932.

Materials:

Los Angeles Agenda, November 8 (PDF - 153KB)
San Diego Agenda, November 29 (PDF - 152KB)
Community Development Investments & the CRA Investment Test (PDF - 84KB)
Community Investments, Union Bank (PDF - 54KB)
Community Investments, Mellon 1st Business Bank (LA only) (PDF - 82KB)
Community Investments, US Bank (San Diego only) (PDF - 111KB)
CRA Exam Practicalities (PDF - 115KB)
CARS: A New Vehicle for CDFIs & Investors (PDF - 94KB)

Exploring the Valley's Unbanked Opportunity
Fresno, CA
November 14, 2006

Exploring the Valley's Unbanked Opportunity was a forum designed to examine the unbanked market opportunity in the Central Valley and highlight strategies that may be effective in transitioning the unbanked into a banking relationship. This forum emphasized practical solutions focused on the products, policies, and programs that can help financial institutions gain new customers. For additional information, please contact Lena Robinson at (415) 974-2717.

Materials:

Agenda (PDF - 2.33MB)
Speaker Biographies (PDF - 97KB)
Financial Access for Immigrants (PDF - 510KB)
Lessons Learned from Bank Pilots (PDF - 329KB)
Distributing Prepaid Debit Cards through Worker Centers (PDF - 49KB)
The Regulatory Environment for Remittances (PDF - 77KB)
Additional Resources (PDF - 13K

United Way of Greater Los Angeles "Linking Asset Building Strategies
in Los Angeles County"
Los Angeles, CA
November 2, 2006

The Federal Reserve Bank of San Francisco and Citibank hosted a special forum of the United Way of Greater Los Angeles called “Linking Asset Building Strategies in Los Angeles County.” This workshop addressed new ways to better advance financial education and literacy and connect them to personal and tax savings programs. The purpose the forum was to build a better understanding of the asset building landscape in Los Angeles County among providers and funders and to identify gaps in products and services. United Way of Greater Los Angeles has been a coordinating entity for asset building in Greater Los Angeles, and input at the forum was critical as United Way seeks to strengthen and expand its asset building network and movement in L.A. by working with a wide range of partners.

Materials:

Forum Overview Presentation (PDF - 205KB)
Citibank/MAOF Financial Literacy Project Presentation (PDF - 60KB)
Tax Preparation and Family Tax Credits Presentation (PDF - 89KB)
IDA Programs in LA County Presentation (PDF - 125KB)

Farmworker Housing Forum, Kelso, WA September 26, 2006

Materials:

Kelso Farmworker Housing Forum Agenda (PDF - 26KB)

Employer Assisted Homeownership Benefits Forums

Materials:

Tacoma Agenda (PDF - 24KB)
Bellevue Agenda (PDF - 25KB)
Lynnwood Agenda (PDF - 24KB)
Portland Agenda (PDF - 24KB)
Aaron Hoard (PPT - 92KB)
Seattle Employer Forum (PPT - 1.67MB)

2006 Assets Learning Conference: A Lifetime of Assets
Phoenix, AZ
September 19-21, 2006

As the asset building field moves forward, research plays an increasingly important role in helping to both measure our impact and spur innovation. The research sessions presented at the 2006 Assets Learning Conference—A Lifetime of Assets examined key questions in the field and reflected the growing diversity of asset building topics. From understanding the balance sheets of low-income families to analyzing the effectiveness of children's savings accounts, the research sessions all presented new findings that can lead us to develop better asset building policies, programs, and products.

View/download materials

Washington CRA Roundtable, September 7, 2006

Materials:

Agenda (PDF - 11KB)
Immigrant and Refugee Communities in Washinton (PDF - 130KB)
Hispanic Purchasing Power (PDF - 381KB)
HFHWA Sample Needs and Opportunities (PDF - 231KB)
HFHWA Local Affiliate Contact Information (PDF - 96KB)

Regional Advisory Councils

Materials:

Objectives (PDF - 24KB)

CRA Roundtable
Tucson, AZ
August 11, 2006

The Federal Reserve Bank of San Francisco and the Office of the Comptroller of the Currency co-sponsored this CRA Roundtable at which bankers and community groups convened to discuss the "unbanked." Participants also learned about partnership opportunities for banks to help low- and moderate-income consumers build and retain assets within the financial mainstream. For more information, contact Jan Bontrager at 520-275-9687 or via email.

Materials:

Agenda (PDF - 22KB)
Southwest Center for Southwest Center for Economic Integrity Economic Integrity Presentation (PDF - 124KB)
Get CheckingTM (PDF - 143KB)
Reaching the Unbanked Market (PDF - 750KB)
Registration Flyer (PDF - 27KB)
Small Business Resources (PDF - 183KB)
Don't Borrow Trouble (PDF - 373KB)

Expanding Suppliers, Increasing Opportunity
San Francisco, CA
August 3, 2006

The Federal Reserve Bank of San Francisco and the Office of the Comptroller of the Currency cosponsored "Expanding Suppliers, Increasing Opportunity," a supplier diversity symposium that allowed participants to share effective practices in creating and managing a successful supplier diversity program. Speakers discussed the process and value of increasing access to their corporate supply chain for small, minority, women, disadvantaged and disabled-veteran-owned businesses. In terms of economic development, small firms comprise a majority of businesses and provide significant employment opportunities. By developing linkages with a variety of firms, large corporations support economic vibrancy in all communities. For financial institutions, a supplier diversity program also represents increased lending opportunities to small business, which is a CRA-eligible activity. For additional information, please contact Lena Robinson at (415) 974-2717.

Materials:

Agenda (PDF - 103KB)
OCC Advisory Letter (PDF - 63KB)
Best Practices (PDF - 1.33MB)
Engaging the Boardroom (PDF - 410KB)
Questions and Answers on Supplier Diversity (PDF - 315KB)
Opening Remarks by Barry Wides (PDF - 14KB)

CRA Roundtable
San Diego, CA
June 21, 2006

On June 21, 2006, the Federal Reserve Bank of San Francisco and the Office of the Comptroller of the Currency sponsored a CRA Roundtable at which 30 bankers and community groups convened to discuss the topics of the San Diego Capital Collaborative funds, an effective Financial Literacy taskforce of San Diego Unified Schoools, an Online Microenterprise Loan Referral Network known as iCAN, an update from Accion San Diego, and a Demographic Profile presented by SANDAG, the San Diego Association of Governments. For additional information, contact Melody Winter Nava at 213-683-2932.

Materials:

Agenda (PDF - 37KB)
iCan Network Presentation (PDF - 1.15MB)
SANDAG Presentation (PDF - 3.58MB)
Speaker Biographies (PDF - 69KB)

Bank on San Francisco is a joint effort of the Office of the Mayor, the Office of the Treasurer, and the Federal Reserve Bank of San Francisco. The goal is to bring 10,000 of the estimated 50,000 unbanked individuals in San Francisco into the financial mainstream by helping them to open a low-cost, starter bank account.

To accomplish this goal, we are turning to the financial institutions in the city to demonstrate leadership and to help remove the barriers that low-income families face in opening a bank account.

Steering committee members:

Lena Robinson, Federal Reserve Bank of San Francisco
(415) 974-2717

David Augustine, San Francisco City Treasurer's Office
(415) 554-7601

Ben Mangan, EARN
(415) 217-3662

June 15, 2006 Meeting

Materials:

Agenda (PDF - 28KB)
Financial Training Presentation (PDF - 22KB)
Product Sheet (PDF - 26KB)
Required Product Featured Agreement (PDF - 12KB)
Tagline Survey Results (PDF - 57KB)
Outreach Strategy (PDF - 27KB)

January 20, 2006 Meeting

Materials:

Agenda (PDF - 57KB)
Working Families Credit (PPT - 8.8 MB)
Bank on San Francisco (PPT - 464 KB)
Marketing Bank on San Francisco (PPT - 1.13 MB)

December 2, 2005 Meeting

Materials:

FAQ (PDF - 57KB)
December 2 meeting agenda (PDF - 22KB)
Innovations in serving unbanked consumers (PPT - 642 KB)
Understanding the Unbanked Market in San Francisco (PDF - 1.32MB)

CRA Roundtable
Los Angeles, CA
June 14, 2006

The Federal Reserve Bank of San Francisco and the Office of the Comptroller of the Currency sponsored a CRA Roundtable at the FRB Los Angeles branch at which 45 bankers and community groups convened to discuss effective Financial Literacy Programs, Online Microenterprise Loan Referral Networks, and an alternative community financial institution. For additional information, contact Melody Winter Nava at 213-683-2932.

Materials:

Agenda (PDF - 28KB)
Speakers Bios (PDF 78KB)
Small Business Loan Portal Presentation (PPT - 324KB)
iCan Network Presentation (PPT - 2.35MB)
Junior Achievement Presentation (PPT - 9.44MB)

Business Resource Group "LA Metro Community Forum"
Los Angeles, CA
May 9, 2006

The LA Metro Community Credit Forum, which was hosted by Federal Reserve Bank of San Francisco and facilitated by the Business Resource Group, brought together committed financial institutions, lenders, banking regulators, local government, public policy advocates, credit bureaus, academic institutions, and representatives of several business sectors to examine challenges and support the development of an actionable region-wide strategy to help small businesses enhance their creditworthiness and build wealth. The agenda included an examination of common credit challenges to small businesses, regional program and resource gaps, and ways to achieve measured impact in the small business community. The outcome of the event was a commitment to create a series of workshops to define measures of success and to identify programs and networks that support small business improvement. For additional information, contact Melody Winter Nava at 213-683-2932.

Materials:

Agenda (PDF - 164KB)
CEDLI Presentation (PPT - 119KB)
Southern California Minority Business Atlas (PPT - 938KB)
Milken Institute Presentation (PDF - 80KB)

First-Time Homebuyer Forum
Baker City, Oregon
May 9, 2006

Focusing on first-time homebuyers is a great source of business for lenders and realtors. This forum prepared participants to better overcome the challenges first-time homebuyers face and to develop them as life-long clients. This seminar covered:

• Below-market rate home loans
• Homebuyer education and counseling
• Down payment and closing cost assistance programs
• Unique rural mortgage programs

Please contact Craig Nolte for more information.

Affordable Homeownership Forum
Tacoma, Washington
May 3, 2006

This special luncheon was held to discuss recent affordable housing trends in Washington. Participants learned about the Washington Homeownership Center and discussed how it can assist lenders, government agencies, nonprofit organizations, and others involved affordable housing ensure that low- and moderate-income households still have access to homeownership.

Please visit the Washington Homeownership Center’s website for more information on their programs.

Idaho Compliance and Community Development Roundtable
Boise, Idaho
May 2, 2006

How can your bank promote financial education in your community?
How can your bank provide the unbanked and previously-banked individuals access to checking accounts?
How can your promote affordable housing through area employers?
What are the current regulatory concerns related to the Bank Secrecy Act and Regulation B?

Compliance and CRA officers discussed these and other questions at the Compliance and Community Development Roundtable on May 2, 2006. Please contact Craig Nolte for more information.

Materials:

Agenda (PDF - 74KB)
Get CheckingTMA National Initiative: Providing Access to Mainstream Financial Services (PPT - 473KB)
Nonbank Financial Institutions (PPT - 681KB)
Economic and Financial Education Across Idaho(PPT - 67KB)

Washington CRA Roundtable
Seattle, Washington
April 27, 2006

CRA officers were invited to this Roundtable to learn about two community development opportunities:

Improving Access to Mainstream Financial Services
Get Checking can help banks assist unbanked and previously banked individuals establish a primary bank relationship to obtain a savings or checking account. While Get Checking is a national program that has proven to be effective, it is not widely offered in Washington State. A number of presenters were on hand to help area banks understand how to support the program and gain new accounts:

Kelli Port, Financial Skills Coordinator, Fremont Public Association
Pam Gates, Housing Counseling Program Manager, Fremont Public Association
Linda Taylor, Executive Director, Urban League of Greater Seattle
Charlie Helms, Executive Director, Consumer Credit Counseling Northwest
Ray Mooney, CRA Officer, Sterling Savings Bank

Materials:

Get Checking Presentation(PowerPoint - 469KB)

Support Washington Microenterprise Development
Participants were invited to learn about The Washington State Microenterprise Association’s (WSMA) new strategy to support Washington microentrepreneurs. Presenters highlighted the natural link between the work of microenterprise development organizations and community development professionals at banks:

Eric Loewe, Executive Director, Spokane Neighborhood Economic Development Alliance
Andrea Dimond, President, Washington State Microenterprise Association
Janine Summy, Business Coordinator, Stone Soup

Materials:

Washington State Microenterprise Association Presentation (PowerPoint - 277KB)

Affordable Homeownership Forum
Vancouver, Washington
April 26, 2006

This special luncheon was held to discuss recent affordable housing trends in Washington. Participants learned about the Washington Homeownership Center and discussed how it can assist lenders, government agencies, nonprofit organizations, and others involved affordable housing ensure that low- and moderate-income households still have access to homeownership. Please contact Craig Nolte for more information.

Materials:

Presentation by Tom Cusack (PowerPoint - 99KB)
Presentation by Jeff Caden (PowerPoint - 385KB)

Farmworker Housing Forum
Mount Vernon, Washington
April 20, 2006

Civic officials, growers, farmworker labor representatives, farmworker housing developers, lenders, Realtors, and other housing industry professionals attended this special forum to share ideas on how we can meet the housing needs of Washington State farmworkers. Of main interest were the purpose and goals of the Washington State Farmworker Housing Trust (“The Trust”) and its effort to survey 2,400 farmworkers across the state of Washington regarding housing and health needs. The Trust could have a significant, positive impact on improving housing conditions and meeting the health needs of low-income farmworkers across the state and provide direct support to the agricultural industry in Washington by creating decent housing for a stable and healthy workforce.

The Trust is a new 501(c)(3) nonprofit created through the leadership of Senator Patty Murray to seek and secure new capital funding and promote initiatives to meet the need for affordable, safe and stable housing for Washington State’s agricultural workers. Led by a diverse 16-member board made up of grower representatives, farmworker labor representatives, developers, owners and managers, farmworker advocates and other stakeholders, the Trust is launching this survey to better define the breadth and scope of the need for farmworker housing in Washington State.

Microfinance and Beyond: Microfinance's Contribution to Local and Global Economic Development
Los Angeles, California
April 19 - 20, 2006

The Federal Reserve Bank of San Francisco cosponsored the USC conference "Microfinance and Beyond: Microfinance's Contribution to Local and Global Economic Development.” Hosted by the Center for Global Business Excellence at the USC Marshall School of Business, the conference was the first ever national or international convening in the Los Angeles area on the subject of microfinance. The event drew more than 25 domestic and world experts and an audience of 250 participants for demonstrations and discussion of "best practice" microfinance models. The targeted audience was local and national lending institutions, nongovernmental organizations, and city and state economic development agencies.

Featured speakers included:

Muhammad Yunus, Grameen Bank
Robert Annibale, Citigroup
Jan Piercy, Shorebank Corporation
John Bryant, Operation Hope
Catherine Marshall, CAMEO
Linda Smith, FAME Renaissance
Connie Evans, Women's Self-Employment Project (WSEP)

For more information on the event and to access speaker presentation, please visit the Marshall School of Business website.

Oregon Asset Building Convergence
Portland, Oregon
April 11-12, 2006

The first ever Oregon Asset Building Convergence brought together a diverse group of people working in the asset-building field—representing nonprofit organizations, financial institutions, community action groups, government agencies, and elected officials. The Convergence allowed attendees to learn about a multitude of issues related to asset building, including best practices, policy directions, and new research findings. Most importantly, it allowed participants to network and share ideas, challenges, and successes. Please visit The Neighborhood Partnership Fund's website for more information on asset building programs in Oregon.

Materials:

Agenda (PDF - 135KB)

Oregon CRA Roundtable
Portland, Oregon
April 11, 2006

CRA officers participated in this special Oregon CRA Roundtable Luncheon prior to the Oregon Asset Building Convergence. Participantes shared ideas on how to collaborate with Oregon Regional Housing Centers to make more mortgage loans, particularly to LMI individuals, and how to help connect homeownership centers with IDA and other programs to assist LMI individuals. Please contact Craig Nolte for more information.

2006 Real Estate Symposium:Trends and Best Practices for Homeownership in Oregon
Eugene, Oregon
March 30, 2006

Industry professionals took a detailed look at homeownership opportunities in Oregon and discussed best practices, industry trends and financial tools to assist homeownership. Presented by the Federal Reserve Bank of San Francisco in cooperation with The Homeownership Center of Lane County, operated by the Neighborhood Economic Development Corporation (NEDCO).

A panel of experts fielded questions relating to homeownership, real estate and mortgage activity:

Scott Taylor, Commissioner, Oregon Real Estate Division
Tim Spencer, Mortgage Lender Section, Oregon Department of Finance
Craig Nolte, Federal Reserve Bank of San Francisco
Sandy Halonen, Executive Director NEDCO, Homeownership Center of Lane County
Jeremy Starr, President, Oregon Association of Realtors

For more information, please contact Bob Hyatt of NEDCO at (541) 345-7106 or email Craig Nolte

California Community Reinvestment Initiative (CCRI)
San Bernardino and Fresno, California
Fall 2005 and Winter 2006

In the fall of 2005 and winter of 2006, the Federal Reserve Bank of San Francisco and the Office of the Comptroller of the Currency sponsored a four-part capacity building training program of the California Community Economic Development Association (CCEDA) in two cities: San Bernardino in the Inland Empire, and Fresno in the Central Valley. The program, entitled the California Community Reinvestment Initiative (CCRI), was created to deliver to nonprofit affordable housing developers, community lenders, and county and city community economic development agencies the requisite knowledge and tools to create a framework for community revitalization. In the Inland Empire the training was cosponsored by the County of San Bernardino, Economic and Community Development Agency. The attendees were taken through a series of modules covering the four stages of revitalization:

• Community Assessment - the evaluation of economic, physical and social infrastructure;
• Community Diagnosis - the evaluation of strengths and weaknesses in transitional markets (neutral, positive or negative);
• Revitalization Strategies - the identification of resources, locations, projects and programs; and
• Tools - community development tools (real estate development, services and programs) and the access to funding.

Ralph Lippman and Glenn Sanada of CCEDA facilitated the instruction in conjunction with a series of guest speakers which included Charles Buki, a leading urban planning and neighborhood development expert, and a number of community lenders from each locale.

Materials:

Training Manual (PPT - 1.40MB)
CCEDA Presentation- Overview (PPT - 17.25MB)
CCEDA Presentation- Underwriting and Financial Structuring for Real Estate (PPT - 1.06MB)

Over six hundred bankers, policy-makers, community development practitioners, and academics attended the biennial 2006 National Community Reinvestment Conference held in Las Vegas, Nevada from March 19 to March 22. The four-day event was co-sponsored by the Federal Reserve Bank of San Francisco, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, and the Federal Deposit Insurance Corporation. The conference offered panel discussions and breakout sessions led by industry leaders in community development strategy, CRA compliance, and community development finance. Event Info: March 19-22, 2006 Conference Agenda (PDF - 194KB) Materials

Local Investment in Child Care (LINCC) Symposium For more information, contact Lena Robinson

These symposia brought together child care practitioners, funders, and government planners to share best practices on efforts to integrate child care and economic development. Event info: San Francisco, CA (February 2006) Materials from the 2006 Symposium can be accessed on LINCC's website. Please also visit the Building Child Care Project website for more information. Materials from the 2004 Symposium (June 2004):

Agenda (PDF - 96KB) Alameda County LINCC (PDF - 57KB) Business Skills Training (PDF - 44KB) Land Use Policies (PDF - 124KB) Land Use Policies 2 (PDF - 70KB) LINCC 20 Step Timeline (PDF - 145KB) Mercy Housing Case Study (PDF - 21KB) NEDLC Economic Impact Report (PDF - 208KB) Vista Verde Case Study (PDF - 37KB) What Is LINCC? (PDF - 33KB) 2005 Archives 2004 Archives 2003 Archives