Regulators

Financial Institutions are regulated by a number of different agencies. For more information, follow these links:

The Federal Reserve System serves as the guardian of the nation's money as a banker, regulator and controller. The Federal Reserve System regulates state member banks and financial holding companies.
http://www.federalreserve.gov/otherfrb.htm

The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises national banks to ensure a safe, sound, and competitive banking system that supports the citizens, communities, and economy of the United States.
http://www.occ.treas.gov/

The Office of Thrift Supervision (OTS) is the primary regulator of all federally chartered and many state-chartered thrift institutions, which include savings banks and savings and loan associations.
http://www.ots.treas.gov/

The Federal Deposit Insurance Corporation (FDIC) issues regulations governing banks' and savings associations' procedures and performance, and conducts several kinds of banking examinations.
http://www.fdic.gov/

The National Credit Union Administration (NCUA) is the independent federal agency that charters and supervises federal credit unions. NCUA, with the backing of the full faith and credit of the U.S. government, operates the National Credit Union Share Insurance Fund (NCUSIF), insuring the savings of 80 million account holders in all federal credit unions and many state-chartered credit unions
http://www.ncua.gov/

The Federal Financial Institutions Examination Council (FFIEC) is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions by the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), the Office of the Comptroller of the Currency (OCC), and the Office of Thrift Supervision (OTS) and to make recommendations to promote uniformity in the supervision of financial institutions.
http://www.ffiec.gov/