Table of Contents
Banks, CRA, and Community Development
What is the CRA?
What is the purpose of the CRA?
Who are the Regulators?
Who are the Regulators?
What is the relationship between the regulators and the CRA?
Regulators and the CRA
Regulators and the CRA
3 Key Elements of the Revised CRA regulations
Community Development Defined
Community Development Components
Assessment Area Defined
The Performance Context Defined
The Performance Context cont.
Bank Examination Categories
Bank Examination Categories
Performance Standards
Performance Standards
Performance Standards cont.
The Lending Test
What is “community development lending”?
Examples of a community development loan
The Investment Test
What is a “qualified investment”?
Examples of qualified investments
The Service Test
What is a “community development service”?
Examples of a community development service
Performance Ratings
Public Access
Conclusion
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Author: l2aag1b
Email: sf.communityaffairs@sf.frb.org
Home Page: www.frbsf.org
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