The Federal Reserve Bank of San Francisco
Web Resources
(unless noted, all links off-site)
Regulations
Community Reinvestment Act Statute
Guide to Federal Reserve Regulations
Code of Federal Regulations
Fair Lending
FairLending.com
- An annotated bibliography on fair lending, fair housing, community reinvestment, and their opposites: redlining and credit discrimination
Home Mortgages: Understanding the Process and Your Right to Fair Lending
- Guidance on shopping for a home mortgage, making an application, and understanding your rights to fair lending
Affordable Housing
Breaking Ground
- Guides nonprofit organizations through the intricacies of affordable housing development.
U.S. Department of Housing and Urban Development
Community and Economic Development
Doing the Undoable Deals: A Resource Guide for Financing Housing and Economic Development
Empowerment Zones/Enterprise Communities
Sovereignty: The Strength of Nations--and of Business
Banker's Guide to Economic Literacy Resources
Community Reinvestment Act (CRA
)
Notice of Formations and Mergers of, and Acquisitions by, BHCs; Change in Bank Control
(frbsf.org)
CRA Loan Data Collection Grid
- A quick guide for identifying CRA loan data reporting categories. Designed for bank CEOs, presidents, CRA and compliance officers, and others who have an interest in the CRA loan data collection process.
CRA Ratings, Designations, Strategic Plans and Exam Schedules
A Banker's Quick Reference Guide to CRA
- An easy-to-use guide to the 1995 revisions of the Community Reinvestment Act regulation and examination procedures.
Federal Financial Institutions Examinations Council CRA Information
A Guide to Small Bank Public Performance Evaluations Under the CRA
- An overview of the CRA Public Performance Evaluation for small banks and independents or affiliates of holding companies with total banking assets of less than $1 billion.
Consumer Information
Consumer Information Center
Keys to Vehicle Leasing
- Under the federal Consumer Leasing Act, you, the consumer, have a right to information about the costs and terms of a vehicle lease. This information will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns.
Meeting Your Community's Credit Needs: Does Your Bank Measure Up?
- As a financial consumer and a concerned citizen, you may be interested in how well your bank or savings and loan is helping meet the credit needs of your community, including low- and moderate-income areas.
Shop: The Card You Pick Can Save You Money
Other Federal Reserve Bank Newsletters and Journals
Marketwise Magazine
Partners in Community & Economic Development
Bridges: Linking Lenders & Communities
Banking and Community Perspectives
Small Business Lending
The Credit Process: A Guide for Small Business Owners
Small Business Incubators: What's Work Got to Do With It?
U.S Small Business Administration
Home Mortgage Lending
Home Mortgages: Understanding the Process and Your Right to Fair Lending
Home Mortgage Disclosure Act Data
Partners: Mortgage Loan Qualification Software
Performance Context Resources
Federal Financial Institutions Examination Council (FFIEC) GeoCoding System
Federal Reserve Bank of San Francisco, Community Investment Opportunities
U.S. Census Bureau
Additional Resources
How to File a Consumer Complaint About a Bank
U.S. House of Representatives Committee on Financial Services
U.S. Senate Committee on Banking, Housing, and Urban Affairs