The Federal Reserve Bank of San Francisco
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Web Resources (unless noted, all links off-site)

  • Regulations
  • Community Reinvestment Act Statute
  • Guide to Federal Reserve Regulations
  • Code of Federal Regulations
  • Fair Lending
  • FairLending.com - An annotated bibliography on fair lending, fair housing, community reinvestment, and their opposites: redlining and credit discrimination
  • Home Mortgages: Understanding the Process and Your Right to Fair Lending - Guidance on shopping for a home mortgage, making an application, and understanding your rights to fair lending
  • Affordable Housing
  • Breaking Ground - Guides nonprofit organizations through the intricacies of affordable housing development.
  • U.S. Department of Housing and Urban Development
  • Community and Economic Development
  • Doing the Undoable Deals: A Resource Guide for Financing Housing and Economic Development
  • Empowerment Zones/Enterprise Communities
  • Sovereignty: The Strength of Nations--and of Business
  • Banker's Guide to Economic Literacy Resources
  • Community Reinvestment Act (CRA)
  • Notice of Formations and Mergers of, and Acquisitions by, BHCs; Change in Bank Control (frbsf.org)
  • CRA Loan Data Collection Grid - A quick guide for identifying CRA loan data reporting categories. Designed for bank CEOs, presidents, CRA and compliance officers, and others who have an interest in the CRA loan data collection process.
  • CRA Ratings, Designations, Strategic Plans and Exam Schedules
  • A Banker's Quick Reference Guide to CRA - An easy-to-use guide to the 1995 revisions of the Community Reinvestment Act regulation and examination procedures.
  • Federal Financial Institutions Examinations Council CRA Information
  • A Guide to Small Bank Public Performance Evaluations Under the CRA - An overview of the CRA Public Performance Evaluation for small banks and independents or affiliates of holding companies with total banking assets of less than $1 billion.
  • Consumer Information
  • Consumer Information Center
  • Keys to Vehicle Leasing - Under the federal Consumer Leasing Act, you, the consumer, have a right to information about the costs and terms of a vehicle lease. This information will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns.
  • Meeting Your Community's Credit Needs: Does Your Bank Measure Up? - As a financial consumer and a concerned citizen, you may be interested in how well your bank or savings and loan is helping meet the credit needs of your community, including low- and moderate-income areas.
  • Shop: The Card You Pick Can Save You Money
  • Other Federal Reserve Bank Newsletters and Journals
  • Marketwise Magazine
  • Partners in Community & Economic Development
  • Bridges: Linking Lenders & Communities
  • Banking and Community Perspectives
  • Small Business Lending
  • The Credit Process: A Guide for Small Business Owners
  • Small Business Incubators: What's Work Got to Do With It?
  • U.S Small Business Administration
  • Home Mortgage Lending
  • Home Mortgages: Understanding the Process and Your Right to Fair Lending
  • Home Mortgage Disclosure Act Data
  • Partners: Mortgage Loan Qualification Software
  • Performance Context Resources
  • Federal Financial Institutions Examination Council (FFIEC) GeoCoding System
  • Federal Reserve Bank of San Francisco, Community Investment Opportunities
  • U.S. Census Bureau
  • Additional Resources
  • How to File a Consumer Complaint About a Bank
  • U.S. House of Representatives Committee on Financial Services
  • U.S. Senate Committee on Banking, Housing, and Urban Affairs
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