The Federal Reserve Bank of San Francisco
 

Personal Finance Resources: Southern California
Goal Setting | Money Management | Credit and Borrowing

 
Goal Setting
Most people who have money didn’t get it overnight. They set goals and worked hard to reach them. Explore the links below to learn more.

Build Your Assets
• Individual Development Accounts (IDAs) offsite icon
(Corporation for Enterprise Development)
• Investing for Your Future offsite icon
(Rutgers Cooperative Extension)
• Building Wealth offsite icon
(Federal Reserve Bank of Dallas)
Save for College
• College - Financial Aid offsite icon
(U.S. Department of Education)
• College Savings Plan offsite icon
(College Savings Plans Network)
Buy a Home
• Local HUD Home-buying Programs offsite icon
• California Housing Finance Agency offsite icon
• American Home Buyers Alliance Foundation offsite icon

Prepare for Retirement
• Social Security Retirement Information offsite icon
• Social Security Office offsite icon (Region 9)
• Financial Planning
(AARP)
• Tools and Resources offsite icon
(American Savings Education Council - ASEC)
 
Money Management
It's possible to meet your financial goals, especially if you budget and save wisely. The resources below can help you get started.
Develop a Budget
• Changing Your Life through Better Money Management offsite icon
(National Endowment for Financial Education)
• Choose to Save - Budgeting Calculators offsite icon
(Employee Benefit Research Institute)
• 66 Ways to Save Money offsite icon
(Consumer Literacy Consortium)
Start Saving
• America Saves offsite icon
(Consumer Federation of America)
• Choose to Save - Savings Calculators offsite icon
(Employee Benefit Research Institute)
Understand Checking Accounts
• Checking Account Check List offsite icon
(Consumer Action)
 
 
Federal Reserve Resources
If you want even more information, check the links below to find other ways the Fed can help:
• Personal Financial Education at FederalReserveEducation.org offsite icon
• Consumer Information at the San Francisco Fed
• www.FederalReserveEducation.org offsite icon
 
Credit and Borrowing
Using credit and borrowing can help you meet your financial goals, but borrowing for day-to-day needs and wants can lead to financial trouble. Find out more about debt using the resources below.
Manage Your Debt
• National Foundation for Credit Counseling offsite icon
• www.safeborrowing.com offsite icon
(American Bar Association)
• Springboard offsite icon
(Southern California Credit Counseling)
Check Your Credit
• 3 credit reporting agencies
• Equifax offsite icon (800) 685-1111
• Experian offsite icon (888) 397-3742
• TransUnion (800) 888-4213
• Your Credit Report (FRBSF online pamphlet)
• Credit Scoring Information offsite icon
Know Your Credit Rights (FRBSF online pamphlets)
• Your Credit Rights
• How to Establish, Use, and Protect Your Credit
• Plastic Fraud
• Credit and Charge Cards
 
 
The links listed here do not represent financial advice or endorsement of the company or any of its products by the Federal Reserve System.
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