var hl1 = "<div id="rand1" style="display:none; visibility:hidden"><tr align='left' valign='top'><td width='70'><a href='/publications/consumer/products.html'><img src='/images/consumer/bank_products60x60.gif' name='fedviews' width='60' height='39' border='0' align='left'></a></td> <td class='paragraph_consumer'><b><a href='/publications/consumer/products.html'> Bank Products:<br> What's Insured and What's Not </a><br> </b>In their search for higher returns, many customers of banks and credit unions are looking beyond traditional savings accounts to investment products such as mutual funds and annuities. What's the risk?</td> </tr></div>"; 

var hl2 = "<div id="rand2" style="display:none; visibility:hidden"><tr align='left' valign='top'> <td><a href='/publications/consumer/cards.html'><img src='/images/consumer/credit_cards60x60.gif' name='fedviews' width='60' height='44' border='0' align='left'></a></td> <td class='paragraph_consumer'><b><a href='/publications/consumer/cards.html'>Credit and Charge Cards: <br> What Consumers Should Know</a></b><br> Using credit and charge cards to pay for purchases is a fact of life for consumers today. Many people have at least one credit card, if not more than one card.</td> </tr></div>";

var hl3 = "<div id="rand3" style="display:none; visibility:hidden"><tr align='lkeft' valign='top'>   <td><a href='/publications/consumer/fraud.html'><img src='/images/consumer/frauds60x60.gif' width='60' height='45' border='0' align='left'></a></td> <td class='paragraph_consumer'><b><a href='/publications/consumer/fraud.html'>Frauds and Scams: <br> Protect Yourself and Your Money</a></b><br> Everyone is subject to fraudulent schemes and con games. This pamphlet will describe some typical financial frauds and scams and suggest how to protect yourself and your money. <span class='footersWhite'>-Added 09/08/2004</span></td> </tr></div>";

var hl4 = "<div id="rand4" style="display:none; visibility:hidden"><tr align='left' valign='top'> <td><a href='/publications/consumer/credit.html'><img src='/images/consumer/use_credit60x60.gif' width='60' height='41' border='0'></a></td> <td class='paragraph_consumer'><b><a href='/publications/consumer/credit.html'>How to Establish, Use, and Protect Your Credit</a></b><br> Good credit is valuable. Having the ability to borrow funds allows us to buy things we would otherwise have to save for years to afford: homes, cars, a college education. But credit can also be dangerous. <span class='footersWhite'>-Added 08/26/2004</span></td> </tr></div>";

var hl5 = "<div id="rand5" style="display:none; visibility:hidden"><tr align='left' valign='top'> <td><a href='/publications/consumer/plastic.html'><img src='/images/consumer/plastic_fraud60x60.gif' width='60' height='43' border='0'></a></td> <td class='paragraph_consumer'><b><a href='/publications/consumer/plastic.html'>Plastic Fraud:<br> Getting a Handle on Debit and Credit Cards </a></b><br> State-of-the-art thieves are concentrating on plastic cards. In the past, this type of fraud was not very common. Today, it is a big business for criminals. <span class='footersWhite'>-Added 11/20/2003</span></td> </tr></div>";

var hl6 = "<div id="rand6" style="display:none; visibility:hidden"><tr align='left' valign='top'> <td><a href='/publications/consumer/pmi.html'><img src='/images/consumer/private_mortgage60x60.gif' name='fedviews' width='60' height='37' border='0' align='left'></a></td> <td class='paragraph_consumer'><b><a href='/publications/consumer/pmi.html'>Private Mortgage Insurance (PMI)</a></b><br> If you are a homeowner, you will want to be aware of a new law that establishes rights for homeowners and rules for lenders regarding private mortgage insurance (PMI) cancellation. With this knowledge, you may eliminate premiums you may be paying unnecessarily.</td> </tr></div>";

var hl7 = "<div id="rand7" style="display:none; visibility:hidden"><tr align='left' valign='top'> <td><a href='/consumer/info/bankingrights.html'><img src='/images/icons/banking_rights.gif' name='fedviews' width='60' height='60' border='0' align='left'></a></td> <td class='paragraph_consumer'><b><a href='/consumer/info/bankingrights.html'>Your Banking Rights</a></b><br> Understand the federal consumer laws and regulations, your rights under these regulations, and other important consumer transactions, such as purchasing a home.</td> </tr></div>";

var hl8 = "<div id="rand8" style="display:none; visibility:hidden"><tr align='left' valign='top'><td><a href='/publications/consumer/creditreport.html'><img src='/images/consumer/credit_report60x60.gif' width='60' height='48' border='0'></a></td> <td class='paragraph_consumer'><b><a href='/publications/consumer/creditreport.html'>Your Credit Report: <br> What It Says About You</a></b><br> Just as you would hesitate to lend money to a stranger, finance companies will not grant you credit without knowing something about you.<span class='footersWhite'>-Added 02/18/2004</span></td></tr></div>";

var hl9 = "<div id="rand9" style="display:none; visibility:hidden"><tr align='left' valign='top'> <td><a href='/publications/consumer/creditrights.html'><img src='/images/consumer/credit_rights60x60.gif' width='60' height='49' border='0'></a></td> <td class='paragraph_consumer'><b><a href='/publications/consumer/creditrights.html'>Your Credit Rights: <br> How the Law Protects You </a></b><br> You need to understand how credit is awarded or denied and what you can do if you are treated unfairly. The major laws that regulate credit are outlined in this brochure. <span class='footersWhite'>-Added 11/20/2003</span></td> </tr></div>";