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Personal Saving Rate: Delayed Consumption

Personal Saving Rate: Delayed Consumption
Updated November 30, 2012

Download a PowerPoint slide (180 kb) or a PDF (602 kb).

What happens to income that households do not spend? This DataPost entry considers savings and how deferred spending relates to interest rates and inflation.

Learn more about the economy and the Fed by visiting these FRBSF resources:

• Speeches by John C. Williams, President and CEO, Federal Reserve Bank of San Francisco
• Economics in Person video series
• FRBSF economists state their views on the current economy
• Short papers by FRBSF economists
• A guided overview of the roles and responsibilities of the Fed
• A web page devoted to the recent financial crisis and what the Fed did to respond