Banking Supervision & Regulation Publications

The San Francisco Fed’s Division of Banking Supervision & Regulation (BS&R) prepares periodic reports on banking trends and risks. While produced primarily for internal audiences, these reports also are made available here so that bankers and others may gain some insight into issues and concerns of bank supervisors.

12th District Banking Profile / First Glance 12L:
These reports highlight key indicators of banking conditions within the 12th Federal Reserve District.
•	First Glance 12L - Fourth Quarter 2009 (PDF - 2.06MB)
•	12th District Banking Profile - Third Quarter 2009 (PDF - 380KB)
•	First Glance 12L - Third Quarter 2009 (PDF - 1.67MB)
•	12th District Banking Profile - Second Quarter 2009 (PDF - 877KB)
•	First Glance 12L - Second Quarter 2009 (PDF - 1.9MB)
•	12th District Banking Profile - First Quarter 2009 (PDF - 407KB)
•	First Glance 12L - First Quarter 2009 (PDF - 1.5MB)
•	12th District Banking Profile - Fourth Quarter 2008 (PDF - 170KB)
Asia Focus
This newsletter provides useful context and insight into current economic and financial sector developments in the Asia-Pacific region.
•	January 2010 - Microfinance in the Philippines (PDF - 209KB)
•	September 2009 - Asian Banking in Challenging Financial Times (PDF - 263KB)
•	July 2009 - Islamic Finance: Malaysia's Growing Role (PDF - 276KB)
•	June 2009 - A Comparison of Loan Loss Allowance Practices in Asia (PDF - 302KB)
•	April 2009 - Basel II Implementation in Asia (PDF - 72KB)
•	March 2009 - Recent Japanese and Chinese Investments in U.S. and European Financial Institutions (PDF - 60KB)
•	January 2009 - Hong Kong’s Role in the Movement Toward a More Integrated Greater Chinese Marketplace (PDF - 296KB)
•	October 2008 - Recent Developments in Asian Deposit Guarantee Programs (PDF - 267KB)
•	September 2008 - Asian Asset Management Companies in Retrospect (PDF - 251KB)
•	September 2008 - Report on FRBSF Conference “The Changing Landscape: Asia’s Role in Global Finance” (PDF - 304KB)
•	February 2008 - Vietnam’s Banking Sector (PDF - 277KB)
•	January 2008 - Record High Remittances to the Philippines Lead to Increased Competition among Philippine Banks (PDF - 323KB)
•	July 2007 - Anti-Money Laundering Reforms and Trends in Asia (PDF - 278KB)
•	May 2007 - China's New Foreign Bank Regulations (PDF - 318KB)
•	March 2007 - China's Banking Sector (PDF - 183KB)
•	February 2007 - Japan's New Consumer Finance Law (PDF - 42KB)
•	April 2006 - Japanese Banks and Rising Bond Yields (PDF - 339KB)
•	March 2006 - Indian Banks Tap Markets (PDF - 272KB)
•	Jan 2006 - Korea’s Maturing Credit Bureaus (PDF - 167KB)
Community Investments Newsletters:
•	Index of Publications
ETC - Economic Trends & Conditions:
An overview of national and regional economic issues of relevance to financial institutions
•	February 2010 (PDF - 109KB)
•	December 2009(PDF - 113KB)
•	November 2009 (PDF - 112KB)
•	September 2009 (PDF - 112KB)
•	August 2009 (PDF - 125KB)
•	June 2009 (PDF - 126KB)
•	May 2009 (PDF - 105KB)
On the Radar Screen
This publication discusses areas of potential concern with regard to District bank performance and processes
•	July 2008 - Challenges of a Down Credit Cycle (PDF - 634KB)
•	July 2006 - Regulatory Proposals (PDF - 285KB)
•	December 2005 - Managing Compliance Risk (PDF - 202KB)
•	February 2005 - Special Edition (PDF - 296KB)
•	November 2004 - Operational Risk & Internal Controls (PDF - 788KB)
Steve's Corner
This publication offers some personal observations on current banking issues by Steve Hoffman, Senior Vice President of Banking Supervision & Regulation
•	October 2009 - Concentration Risk in Commercial Real Estate (PDF - 147 KB)
•	June 2009 - Communicating in Troubled Times (PDF - 153 KB)
•	January 2009 - A Very Challenging Year (PDF - 79KB)
Consumer Compliance Outlook
This Federal Reserve System publication is a resource for the financial services industry with information about consumer compliance issues and regulatory matters
•	Publication Index - (offsite)
Real Estate Lending Risks Monitor:
This two-page report examines western RE market conditions, bank lending concentrations and loan quality indicators.
•	August 2009 (PDF - 184KB)
•	October 2008 - Special Expanded Issue: CRE Conditions & Outlook (PDF - 338KB)
•	May 2008 (PDF - 76KB)
•	August 2007 (PDF - 90KB)
Special Report: Commercial Real Estate Lending Horizontal Review:
This review was conducted to better understand how community banks evaluate, monitor, and manage CRE loan concentrations on a portfolio basis
•	Letter and Summary Findings, June 2004 (PDF - 222KB)
•	Appendices (PDF - 563KB)