Banking Market Definitions
Banking market definitions are used in connection with applications
to evaluate effects on competition in local banking markets.
Markets in the Twelfth District are defined by the Economic Research
Department of the Federal Reserve Bank of San Francisco. Research Department
policy is that the banking markets relevant to a proposed banking transaction
are best defined with regard to the specifics of that proposal. Accordingly,
the Research Department does not maintain a comprehensive list of predefined
banking markets for the District. Instead, as a guide to applicants
and other interested parties, the Research Department provides Banking
Markets in the Twelfth Federal Reserve District, a document that
establishes certain principles used to define banking markets in the
District. A list of markets defined in recent cases is included as an
appendix to that document, to illustrate the general principles.