12th District banks continued to struggle, losing money on average in the 4Q10 with loan quality problems weighing heavily. The potential for higher losses on income property loans remain a concern, with 60% of District banks already having less-than-satisfactory CAMELS ratings. Yet, positive trends in capital, earnings, and asset quality (in general) provide reasons for optimism in 2011.
Author: Federal Reserve Bank of San Francisco
Date of Publication: March 31, 2011
Last Updated: March 31, 2011