12th District Banking Profile: Fourth Quarter 2011

Download (pdf, 631.91 kb)

Real estate loans increased from roughly 30% of the typical bank portfolio in the '70's to 75% as banks shifted their emphasis to real estate and away from consumer lending that became more concentrated at a smaller number of large banks and non-bank institutions.

Real Estate Loans Now Dominate Portfolios, Especially at Small and Mid-Sized Banks

Author: Federal Reserve Bank of San Francisco

Date of Publication: March 22, 2012

Last Updated: March 22, 2012