Table 9: Annual CRA Ratings, By Agency
Source: FFIEC Wesite
Agency	YEAR	Outstanding	Satisfactory	Needs to Improve	Subsl Noncompliance	Outstanding	Satisfactory	Needs to Improve	Subst Noncompliance	Needs to Improve & Subst Noncompliance
		Counts	Counts	Counts	Counts	Percent	Percent	Percent	Percent	percent
OCC	1990	12	150	8	0	7.06	88.24	4.71	0.00	4.71
OCC	1991	51	405	35	2	10.34	82.15	7.10	0.41	7.51
OCC	1992	73	472	35	2	12.54	81.10	6.01	0.34	6.35
OCC	1993	160	773	43	1	16.38	79.12	4.40	0.10	4.50
OCC	1994	219	701	30	0	23.05	73.79	3.16	0.00	3.16
OCC	1995	315	675	4	0	31.69	67.91	0.40	0.00	0.40
OCC	1996	205	782	8	0	20.60	78.59	0.80	0.00	0.80
OCC	1997	125	679	5	1	15.43	83.83	0.62	0.12	0.74
OCC	1998	46	742	9	0	5.77	93.10	1.13	0.00	1.13
OCC	1999	53	675	12	0	7.16	91.22	1.62	0.00	1.62
OCC	2000	37	152	2	0	19.37	79.58	1.05	0.00	1.05
OCC	2001	38	222	0	0	14.62	85.38	0.00	0.00	0.00
OCC	2002	59	359	3	0	14.01	85.27	0.71	0.00	0.71
OCC	2003	76	431	3	0	14.90	84.51	0.59	0.00	0.59
OCC	2004	49	317	2	0	13.32	86.14	0.54	0.00	0.54
OCC	2005	40	197	1	0	16.81	82.77	0.42	0.00	0.42
OCC	2006	55	223	1	0	19.71	79.93	0.36	0.00	0.36
OCC	2007	46	234	0	0	16.43	83.57	0.00	0.00	0.00
FED	1990	35	242	30	4	11.25	77.81	9.65	1.29	10.94
FED	1991	75	544	52	5	11.09	80.47	7.69	0.74	8.43
FED	1992	80	493	49	7	12.72	78.38	7.79	1.11	8.90
FED	1993	127	490	29	6	19.48	75.15	4.45	0.92	5.37
FED	1994	137	456	11	4	22.53	75.00	1.81	0.66	2.47
FED	1995	144	431	7	2	24.66	73.80	1.20	0.34	1.54
FED	1996	183	428	8	1	29.52	69.03	1.29	0.16	1.45
FED	1997	128	410	7	2	23.40	74.95	1.28	0.37	1.65
FED	1998	58	224	6	2	20.00	77.24	2.07	0.69	2.76
FED	1999	74	303	5	1	19.32	79.11	1.31	0.26	1.57
FED	2000	27	116	3	2	18.24	78.38	2.03	1.35	3.38
FED	2001	31	246	1	2	11.07	87.86	0.36	0.71	1.07
FED	2002	62	268	0	1	18.73	80.97	0.00	0.30	0.30
FED	2003	43	263	0	0	14.05	85.95	0.00	0.00	0.00
FED	2004	52	147	1	1	25.87	73.13	0.50	0.50	1.00
FED	2005	25	206	0	1	10.78	88.79	0.00	0.43	0.43
FED	2006	29	234	0	1	10.98	88.64	0.00	0.38	0.38
FED	2007	30	192	1	0	13.45	86.10	0.45	0.00	0.45
FDIC	1990	274	1827	168	7	12.04	80.27	7.38	0.31	7.69
FDIC	1991	214	2472	238	21	7.27	83.94	8.08	0.71	8.79
FDIC	1992	411	2434	170	26	13.52	80.04	5.59	0.85	6.44
FDIC	1993	492	2969	193	16	13.41	80.90	5.26	0.44	5.70
FDIC	1994	535	2554	185	9	16.30	77.79	5.64	0.27	5.91
FDIC	1995	716	2474	103	5	21.71	75.02	3.12	0.15	3.27
FDIC	1996	713	1619	37	5	30.03	68.20	1.56	0.21	1.77
FDIC	1997	476	1317	28	2	26.11	72.24	1.54	0.11	1.65
FDIC	1998	491	1580	23	4	23.40	75.31	1.10	0.19	1.29
FDIC	1999	483	1604	29	3	22.79	75.70	1.37	0.14	1.51
FDIC	2000	123	615	15	2	16.29	81.46	1.99	0.26	2.25
FDIC	2001	37	498	12	2	6.74	90.71	2.19	0.36	2.55
FDIC	2002	39	979	11	4	3.78	94.77	1.06	0.39	1.45
FDIC	2003	99	1544	10	3	5.98	93.24	0.60	0.18	0.78
FDIC	2004	133	1517	10	2	8.00	91.28	0.60	0.12	0.72
FDIC	2005	135	789	6	3	14.47	84.57	0.64	0.32	0.96
FDIC	2006	73	620	15	5	10.24	86.96	2.10	0.70	2.80
FDIC	2007	61	878	18	3	6.35	91.46	1.88	0.31	2.19
OTS	1990	19	255	74	8	5.34	71.63	20.79	2.25	23.04
OTS	1991	67	594	128	18	8.30	73.61	15.86	2.23	18.09
OTS	1992	89	668	141	5	9.86	73.98	15.61	0.55	16.16
OTS	1993	162	827	90	3	14.97	76.43	8.32	0.28	8.60
OTS	1994	110	538	49	2	15.74	76.97	7.01	0.29	7.30
OTS	1995	188	526	24	0	25.47	71.27	3.25	0.00	3.25
OTS	1996	113	446	28	5	19.09	75.34	4.73	0.84	5.57
OTS	1997	99	401	19	6	18.86	76.38	3.62	1.14	4.76
OTS	1998	86	369	21	1	18.03	77.36	4.40	0.21	4.61
OTS	1999	69	333	9	3	16.67	80.43	2.17	0.72	2.89
OTS	2000	33	118	10	3	20.12	71.95	6.10	1.83	7.93
OTS	2001	26	122	10	2	16.25	76.25	6.25	1.25	7.50
OTS	2002	41	214	4	0	15.83	82.63	1.54	0.00	1.54
OTS	2003	66	254	4	0	20.37	78.40	1.23	0.00	1.23
OTS	2004	94	189	5	0	32.64	65.63	1.74	0.00	1.74
OTS	2005	46	86	3	0	34.07	63.70	2.22	0.00	2.22
OTS	2006	39	116	5	0	24.38	72.50	3.13	0.00	3.13
OTS	2007	50	130	3	1	27.17	70.65	1.63	0.54	2.17
Total	1990	340	2474	280	19	10.92	79.47	8.99	0.61	9.60
Total	1991	407	4015	453	46	8.27	81.59	9.21	0.93	10.14
Total	1992	653	4067	395	40	12.67	78.89	7.66	0.78	8.44
Total	1993	941	5059	355	26	14.75	79.28	5.56	0.41	5.97
Total	1994	1001	4249	275	15	18.07	76.70	4.96	0.27	5.23
Total	1995	1363	4106	138	7	24.28	73.14	2.46	0.12	2.58
Total	1996	1214	3275	81	11	26.50	71.49	1.77	0.24	2.01
Total	1997	828	2807	59	11	22.35	75.76	1.59	0.30	1.89
Total	1998	681	2915	59	7	18.60	79.60	1.61	0.19	1.80
Total	1999	679	2915	55	7	18.57	79.73	1.50	0.19	1.69
Total	2000	220	1001	30	7	17.49	79.57	2.38	0.56	2.94
Total	2001	132	1088	23	6	10.57	87.11	1.84	0.48	2.32
Total	2002	201	1820	18	5	9.83	89.04	0.88	0.24	1.12
Total	2003	284	2492	17	3	10.16	89.13	0.61	0.11	0.72
Total	2004	328	2170	18	3	13.02	86.15	0.71	0.12	0.83
Total	2005	246	1278	10	4	15.99	83.09	0.65	0.26	0.91
Total	2006	196	1193	21	6	13.84	84.25	1.48	0.42	1.90
Total	2007	187	1434	22	4	11.35	87.07	1.34	0.24	1.58