The Federal Reserve Bank of San Francisco
 VOLUME TWENTYONE NUMBER 2
Summer 2009 Community Investments Online

In this issue of Community Investments, we explore how the growing field of financial education can help people maximize their financial well-being.  We discuss best practices in financial education, the role of financial institutions in delivering financial education tied to financial products, and how insights from behavioral economics can improve the design of financial education.  In addition, we take a closer look at a research study measuring the effectiveness of financial education among soldiers and consider strategies to promote asset building at tax time.  You'll also find our regular quarterly features, and timely updates on relevant community development topics, such as city-based affordable homeownership programs and mixed-income housing.


The views expressed are not necessarily those of the Federal Reserve Bank of San Francisco or the Federal Reserve System. Material herein may be reprinted or abstracted provided
Community Investments is credited. Please provide our Community Development Department with a copy of any publication in which material is reprinted.
Winter 2008
Summer 2009 Issue
(Entire Issue: PDF - 7.66MB)
CI Notebook (PDF - 97KB)
Introduction by Laura Choi
Special Focus: Financial Education
Financial Education for a Stable Financial Future
(PDF - 914KB)
Laura Choi
An Apple or a Donut? How Behavioral Economics Can
Improve Our Understanding of Consumer Choices

(PDF - 1.08MB)
Carolina Reid
Learning and Growing: Lessons Learned in Financial Education
(PDF - 480KB)
Ted Beck and Brent Neiser
Financial Education: Does it Work and How Do We Know?
(PDF - 93KB)
Casey Bell, Dan Gorin, Jeanne Hogarth
Tax Time as an Asset Building Opportunity: Assessing the Potential
(PDF - 610KB)
J. Michael Collins
Banks and Financial Education
(PDF - 1.01MB)
Ammar Askari
Eye on Community Development
Sustaining Homeownership: The Experience of City-Based Affordable Homeownership Programs
(PDF - 503KB)
Carolina Reid
San Francisco’s New Model for Mixed-Income Housing: HOPE SF
(PDF - 1.40MB)
Naomi Cytron
Reforms to Protect American Credit Card Holders
(PDF - 360KB)
Quarterly Features
Research Briefs (PDF - 453KB)
Dr. CRA (PDF - 121KB)
Data Snapshot (PDF - 613KB)
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