District 10
Territory: Colorado, Kansas, Nebraska, northern New Mexico, Oklahoma, western Missouri, and Wyoming
Population: 19.8 million people
Headquarters: Kansas City
Branch Locations: Denver, CO; Oklahoma City, OK; Omaha, NE
Employees: 1267
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District 9
Territory: Minnesota, Montana, North and South Dakota, 26 counties in northwestern Wisconsin and the Upper Peninsula of Michigan.
Population: 15.5 million people
Headquarters: Minneapolis
Branch Locations: Helena, MT
Employees: 1158
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District 11
Territory: southern New Mexico, northern Louisiana, and Texas
Population: 28 million people
Headquarters: Dallas
Branch Locations: El Paso, TX; Houston, TX; San Antonio, TX
Employees: 1278
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District 12
Territory: Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington, Guam, American Samoa, and the Northern Mariana Islands
Population: 62.4 million people
Headquarters: San Francisco
Branch Locations: Los Angeles, CA; Portland, OR; Salt Lake City, UT; Seattle, WA;
Cash Processing Center: Phoenix, AZ;
Employees: 1567
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District 7
Territory: northern Illinois, northern Indiana, southern Wisconsin, the Lower Peninsula of Michigan, and all of Iowa
Population: 20.4 million people
Headquarters: Chicago
Branch Locations: Detroit, MI
Employees: 1374
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District 6
Territory: Alabama, Florida, Georgia, and portions of Louisiana, Mississippi, and Tennessee.
Population: 39.9 million people
Headquarters: Atlanta, GA
Branch Locations: Birmingham, AL; Jacksonville, FL; Miami, FL; Nashville, TN; and New Orleans, LA
Employees: 1760
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District 8
Territory: all of Arkansas, eastern Missouri, southern Indiana, southern Illinois, western Kentucky, western Tennessee and northern Mississippi.
Population: 25.8 million people
Headquarters: St. Louis
Branch Locations: Little Rock, AR; Louisville, KY; and Memphis, TN
Employees: 997
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District 4
Territory: Ohio, western Pennsylvania, eastern Kentucky, and northern West Virginia
Population: 20.9 million people
Headquarters: Cleveland
Branch Locations: Cincinnati, OH; Pittsburgh, PA
Employees: 1312
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District 2
Territory: New York and parts of the states of New Jersey and Connecticut. It is also responsible for Puerto Rico and the U.S. Virgin Islands.
Population: 25.6 million people
Headquarters: New York
Branch Locations: Buffalo, NY
Employees: 3291
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District 3
Territory: eastern and central Pennsylvania, southern New Jersey, and Delaware
Population: 11.5 million people
Headquarters: Philadelphia
Branch Locations: None
Employees: 1001
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District 5
Territory: Maryland, North Carolina, South Carolina, Virginia, part of the state of West Virginia, and Washington, D.C.
Population: 29 million people
Headquarters: Richmond
Branch Locations: Baltimore, MD; Charlotte, NC
Employees: 2601
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District 1
Territory: Connecticut (excluding Fairfield County), Massachusetts, Maine, New Hampshire, Rhode Island, and Vermont.
Population: 12.6 million people
Headquarters: Boston
Branch Locations: None
Employees: 945
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Washington DC 
The Board of Governors, a centralized component of the Federal Reserve System, is an independent government agency that oversees the central banking system for the United States. The actual Board of Governors is made up of seven members, including a chair and two vice-chairs, and is supported by a staff of 2,100. Each member of the Board must be approved by the Senate. The Board of Governors is funded primarily through interest earned on U.S. government securities.
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Twelve regional Federal Reserve Banks are the decentralized component of the Federal Reserve System and act as the operating arm of the central banking system.
Each Reserve Bank carries out a number of important national and regional banking functions, including: 1) operating a nationwide payments system, 2) distributing currency and coin, 3) gathering economic data and information, and 4) supervising banks in their District.
Reserve Banks are organized as nongovernmental organizations and operate in the public interest.
The operations of the Reserve Banks are funded by interest earned on U.S. government securities, interest on loans to financial firms and fees charged to banks.
Washington DC ![]()
The Board of Governors, the centralized component of the Federal Reserve System, is an independent government agency that oversees the central banking system for the United States. The seven-member Board includes a chair and two vice-chairs. Board members are appointed by the President and confirmed by the Senate, serving staggered 14-year terms. The chair and vice-chairs are designated by the president and serve four-year terms. The Board of Governors is funded primarily through interest earned on U.S. government securities.
Washington DC ![]()
The Federal Open Market Committee is the Fed's monetary policymaking body. The FOMC is made up of twelve members including all seven members of the Board of Governors, the New York Fed President, and four Reserve Bank presidents, who serve on a rotating basis. The Board of Governors chairman also serves as the FOMC chair. While all 12 Reserve Bank presidents participate in every FOMC meeting, only the five voting members may vote on policy. The FOMC meets eight times a year to discuss the health of the U.S. economy and make decisions about monetary policy.