Cindy Li covers digital banking and lending on the fintech team. In addition, she manages the Supervision + Credit Group’s country analysis function and Asia Program. Prior to joining the Fed, Cindy was a senior economist at the Milken Institute, where she led research projects on global capital market trends and U.S. banking regulation. Cindy has a PhD in economics from UC Riverside and a BA in international finance from Peking University in China. She also holds the designation of Chartered Financial Analyst (CFA). Cindy is a recipient of the Federal Reserve Bank of San Francisco’s Legacy Award for Leadership.