December 2011

Banking Profile: Third Quarter 2011


Banks headquartered within the 12th Federal Reserve District remained weakened from recessionary conditions, but continued on a slow path towards recovery. In addition to improving asset quality and capital, District banks on average reported a return on average assets of 0.52% in 3Q11 (annualized), a figure well below normal levels, but the best 1-quarter ROAA in 3 1/2 years. The year-to-date average ROAA was a little weaker, at 0.41%.

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