Mortgage Resources

Information for Consumers

You May Be Paying Too Much


Federal Reserve Consumer Help

Research from the Federal Reserve System

Summary of Findings: Design and Testing of Truth in Lending Disclosures for Closed-end Mortgages

Summary of Findings: Design and Testing of Truth in Lending Disclosures for Home Equity Lines of Credit

Summary of Findings: Consumer Testing of Mortgage Broker Disclosures

The effects of the real estate bust on renter perceptions of homeownership.
Community Development Working Paper. 2010-01. Apr, 2010

Did bankruptcy reform cause mortgage default rates to rise? FEDERAL RESERVE BANK OF PHILADELPHIA.
Working Paper. 10-16. 2010

The role of non-owner-occupied homes in the current housing and foreclosure cycle. FEDERAL RESERVE BANK OF RICHMOND.
Working Paper. 10-11. 2010

Household Debt and Credit Report
The Quarterly Report on Household Debt and Credit is based on data from the Federal Reserve Bank of
New York Consumer Credit Panel and provides unique insight into the borrowing and repayment behavior
of U.S. consumers, including debt and delinquencies by loan type, foreclosures, and bankruptcies for the
U.S. and select states.

Fed In Print
A searchable database of all Federal Reserve publications