Table of Contents

Guest Foreword

Michael C. Eggleston, Federal Reserve Bank of St. Louis

Minority-Owned Enterprises and Access to Capital from Community Development Financial Institutions

Mels G. de Zeeuw, Federal Reserve Bank of Atlanta; Victor E. da Motta, Sao Paulo School of Business Administration

Just How Risky? Comparative Institutional Risks of Mission-based Depository Institutions (MBDIs)

Gregory B. Fairchild, Darden Graduate School of Business, University of Virginia; Megan E. Juelfs, Institute for Business in Society, Darden Graduate School of Business, University of Virginia

Addressing the Capitalization and Financial Constraints of CDFI Microlenders

Brett Simmons, Revolve; Jonathan Brereton, Revolve; Joyce Klein, Business Ownership Initiative, The Aspen Institute

A Qualitative Model for the Evaluation of Community Development Financial Institutions

Caroline Smith Loyas, Impact Seven, Inc.

Capital-Raising Among Depository Minority-Owned CDFIs Before the Covid-19 Pandemic

Maude Toussaint-Comeau, Federal Reserve Bank of Chicago; Robin Newberger, Federal Reserve Bank of Chicago; Darline Augustine, City University of New York, Brooklyn College

Supporting Entrepreneurs: A Longitudinal Impact Study of Accion and Opportunity Fund Small Business Lending in the U.S.

Cross-organization Writing Team From: Accion, Opportunity Fund, and Harder+Company Community Research