October 2002

Community Investments - Volume 14, Issue 3

2002 marks the silver anniversary of CRA legislation and the twenty-year anniversary for the Community Affairs function at the Fed. During this period the regulation has undergone a number of modifications to make it more responsive to the needs of the consumer and less burdensome for financial institutions. As the regulation has evolved, so have the products and services we have provided to help you understand and respond to the opportunities available for community reinvestment.

The views expressed are not necessarily those of the Federal Reserve Bank of San Francisco or of the Federal Reserve System. Material herein may be reprinted or abstracted provided Community Investments is credited. Please provide our Community Development Department with a copy of any publication in which material is reprinted.

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Table of Contents

Editor’s Notebook
Joy Hoffmann

The Community Land Trust and Special Needs Housing
Lisa Engel

Fannie Mae’s Section 8 Program
Julie A. Gould

The Maturing Secondary Market for Community Development Loans
Michael Blumfield

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Table of Contents