
Elizabeth Laderman
Economist
Financial Research
Banking markets, Small business lending
CV (pdf, 31.32 kb) | Bio (pdf, 33.1 kb)
Profiles: RePEc
Working Papers
Lending in Low- and Moderate-Income Neighborhoods in California: The Performance of CRA Lending During the Subprime Meltdown
Community Developments WP 2008-05, FRBSF | With Reid | November 2008
Did Consumers Want Less Debt? Consumer Credit Demand Versus Supply in the Wake of the 2008-2009 Financial Crisis
2014-08 | With Gropp and Krainer | February 2014
abstract (+)Prepayment and Delinquency in the Mortgage Crisis Period
2011-25 | With Krainer | September 2011
abstract (+)Market Power and Relationships in Small Business Lending
2007-07 | January 2007
abstract (+)The Potential Diversification and Failure Reduction Benefits of Bank Expansion into Nonbanking Activities
2000-01 | January 2000
abstract (+)Does the Community Reinvestment Act Cause Banks to Provide a Subsidy to Some Mortgage Borrowers?
FEDS WP 2002-19 | With Canner, Lehnert, and Passmore | April 2002
abstract (+)Published Articles (Refereed Journals and Volumes)
The CRA and Small Business Lending in LMI Areas During the Financial Crisis
Forthcoming in Selected Papers from the Small Business, Entrepreneurship, and Economic Recovery Conference | With Reid
Deleveraging and Consumer Credit Supply in the Wake of the 2008-09 Financial Crisis
International Journal of Central Banking 15(3), September 2019, 205-251 | With Krainer and Gropp
abstract (+)Mortgage Loan Securitization and Relative Loan Performance
Journal of Financial Services Research, February 2013 | With Krainer
abstract (+)Mortgage Lending on Native American Reservations: Does a Guarantee Matter?
Journal of Housing Economics 19, September 2010, 233-42 | With Reid
abstract (+)Using County-Based Markets to Support and Federal Reserve Markets to Implement Bank Merger Policy
Journal of Competition Law and Economics 3(1), March 2007, 127-148 | With Pilloff
abstract (+)Do Savings Associations Have a Special Commitment to Housing?
Journal of Financial Services Research 17(1), February 2000, 41-68 | With Passmore
The Role of Specialized Lenders in Extending Mortgages to Lower-Income and Minority Homebuyers
Federal Reserve Bulletin, November 1999, 709-726 | With Canner and Passmore
abstract (+)FRBSF Publications
Financial Data on Banks Headquartered by Region, June 2014
Regional Banking Tables | Aug 2014 | With Riddell
Slow Business Start-ups and the Job Recovery
Economic Letter 2014-20 | July 7, 2014 | With Leduc
Interest Rates on Loans, May 2014
Regional Banking Tables | Jul 2014 | With Riddell
Financial Data on Banks Headquartered by Region, Mar 2014
Regional Banking Tables | May 2014 | With Riddell
Interest Rates on Loans, Feb 2014
Regional Banking Tables | Apr 2014 | With Riddell
Financial Data on Banks Headquartered by Region, Dec 2013
Regional Banking Tables | Feb 2014 | With Riddell
Interest Rates on Loans, Nov 2013
Regional Banking Tables | Jan 2014 | With Riddell
Financial Data on Banks Headquartered by Region, Sep 2013
Regional Banking Tables | Nov 2013 | With Riddell
Interest Rates on Loans, August 2013
Regional Banking Tables | Oct 2013 | With Riddell
Small Businesses Hit Hard by Weak Job Gains
Economic Letter 2013-26 | September 9, 2013
Financial Data on Banks Headquartered by Region, June 2013
Regional Banking Tables | Aug 2013 | With Ford
Interest Rates on Loans, May 2013
Regional Banking Tables | Jul 2013 | With Ford
Financial Data on Banks Headquartered by Region, Mar 2013
Regional Banking Tables | May 2013 | With Ford
Interest Rates on Loans, Feb 2013
Regional Banking Tables | Apr 2013 | With Ford
Banking Markets in the Twelfth Federal Reserve District
Federal Reserve Bank of San Francisco Applications Resources | Mar 2013 | With Ford
Financial Data on Banks Headquartered by Region, Dec 2012
Regional Banking Tables | Feb 2013 | With Ford
Interest Rates on Loans, Nov 2012
Regional Banking Tables | Jan 2013 | With Ford
Financial Data on Banks Headquartered by Region, Sep 2012
Regional Banking Tables | Nov 2012 | With Ford
Interest Rates on Loans, Aug 2012
Regional Banking Tables | Oct 2012 | With Ford
Small Business Loans and Small Bank Health
Economic Letter 2012-26 | August 27, 2012
Mortgage Prepayment: An Avenue Foreclosed?
Economic Letter 2012-05 | February 13, 2012
Recent Trends in Small Business Lending
Economic Letter 2011-32 | October 17, 2011 | With Gillan
Out-of-Market Small Business Loans
Economic Letter 2009-07 | February 13, 2009
Small Business Lending and Bank Competition
Economic Letter 2008-15 | May 9, 2008
The Quantity and Character of Out-of-Market Small Business Lending
Economic Review | 2008
The Geographic Scope of Small Business Lending: Evidence from the San Francisco Market
Economic Letter 2006-36 | December 15, 2006
Changes in Twelfth District Local Banking Market Structure during a Period of Industry Consolidation
Economic Review | 2005
Has the CRA Increased Lending for Low-Income Home Purchases?
Economic Letter 2004-16 | June 25, 2004
Good News on Twelfth District Banking Market Concentration
Economic Letter 2003-31 | October 24, 2003
Increased Stability in Twelfth District Employment Growth
Economic Letter 2003-02 | January 31, 2003
Trends in the Concentration of Bank Deposits: The Northwest
Economic Letter 2002-21 | July 26, 2002
Subprime Mortgage Lending and the Capital Markets
Economic Letter 2001-38 | December 28, 2001
Small California Banks Holding On
Economic Letter 2000-14 | May 5, 2000